19 Best bill payment apps on Android, iPhone

Manage your finances effortlessly with the Google Wallet, PhonePe UPI, Paytm, and other top-rated bill payment apps for Android and iOS. From seamless payments and recharges to bill management and money transfers, these apps offer a comprehensive solution for all your financial needs.

App Logo Available On Reviews Downloads Features
1. Google Wallet Google Wallet Icon Android 3.8/5 920M+ Quick access to essentials, Carries cards, tickets, passes
2. PhonePe UPI, Payment, Recharge PhonePe UPI, Payment, Recharge Icon Android, iOS 4.8/5 632M+ UPI payments, Mobile recharge, Bill payments
3. Paytm Paytm Icon Android, iOS 4.7/5 556M+ UPI payments, QR code scanning, Utility bill payments
4. PayPal PayPal Icon Android, iOS 4.8/5 361M+ Send and request money for free, Find deals right in the app
5. Cash App Cash App Icon Android, iOS 4.8/5 104M+ Send and receive money instantly, Get instant discounts
6. Venmo Venmo Icon Android, iOS 4.9/5 55M+ Fast and secure payments, Social payment sharing, Rewards and cashback
7. Freecharge UPI & Credit Card Freecharge UPI & Credit Card Icon Android, iOS 4.7/5 51M+ Easy UPI payments, Quick QR code scans, Earn cashback rewards
Load more

1. Google Wallet

Google Wallet Icon

Quick access to essentials, Carries cards, tickets, passes


Cost: Google Wallet (Free), Google Wallet Premium ($4.99)

Google Wallet is a mobile payment app that allows users to store their credit and debit cards, loyalty cards, and gift cards in one place. It can be used to make payments in stores, online, and in apps. Google Wallet also allows users to send and receive money, and to track their spending. The app is available for free on Android and iOS devices.

(80 words)

Download:

Google Wallet - Quick access to essentials, Carries cards, tickets, passes
  • Tags:
  • Fast and convenient
  • Secure and protected
  • All-in-one digital wallet

Application information:

Downloads 920,326,690
Features Google Wallet keeps everything you need organized and at your fingertips. Use it to securely store credit and debit cards, loyalty cards, and boarding passes.
Pros Easy to use, secure, convenient.
Cons May not be compatible with all devices, some features may require a subscription.

Comments and Reviews from users:

jason ircha: “Quite a basic app, but works. Would be better if items could be re-organised as the user sees fit, including the ability to create headings/sections - I would not put train tickets in the same place as a store discount card in my physical wallet, so why do I have to do that in the app? I had a two part return ticket on it, and the return portion was somehow marked 'important' and stuck at the top of my list. I want the tickets in the order I would use them. Give us choices!” – 3/5 in Play Store

Clinton Jong: “A bit annoying that it requires you to unlock your phone if you haven't in a while (when you want to pay). Also note that if you switch phones, then any cards you've added via a photo will not transfer. You'll have to re-add them to Wallet. Added plane tickets also don't seem to update when info has changed. These problems aside, it works well in general. It's a lot quicker and more responsive than using my bank's own app to pay. For public transport, you can disable the unlock requirement.” – 4/5 in Play Store

✨ Read more: app for online banking

2. PhonePe UPI, Payment, Recharge

PhonePe UPI, Payment, Recharge Icon

UPI payments, Mobile recharge, Bill payments

PhonePe is a popular mobile payment app in India that allows users to make UPI payments, send and receive money, recharge their mobile phones, pay bills, invest in mutual funds and gold, and buy insurance. It is known for its user-friendly interface, fast transactions, and wide range of services. PhonePe is accepted at over 50 million merchant locations across India, making it a convenient and versatile payment option. With over 300 million users, PhonePe is one of the most widely used payment apps in the country.. PhonePe UPI, Payment, Recharge

Download:

PhonePe UPI, Payment, Recharge - UPI payments, Mobile recharge, Bill payments
  • Tags:
  • UPI Payments
  • Quick & Secure
  • Easy Recharges

Application information:

Comments and Reviews from users:

Shivamani Beemanadham: “Best And Superfast App...But, not working properly from the last month. I can scan any barcode and make the payment through it. But, when opt for mobile transfer to any person, my keyboard does not pop up. Not at all. Please help, as I tried everything. I cleared its data, cache, and even unistalled & reinstalled the app. But, all in vain. I have not been able to understand the problem even after looking for it on google & Youtube.” – 5/5 in Play Store

Tejaswi Surolia: “I am not getting money credit notifications for a very long time. I tried updating both the app and my phone. I checked all the notification settings. They are all turned on. There is no battery saver active on the phone as well. Yet I do not receive the money credit notification from the app. Although I receive a notification for the money debited from Phone Pe app. Please help.” – 4/5 in Play Store

✨ Read more: app for receipts

3. Paytm

Paytm Icon

UPI payments, QR code scanning, Utility bill payments


Cost: Free,

Paytm is India's leading digital payments and financial services company, offering a wide range of services including mobile payments, e-commerce, bill payments, and financial services. With over 350 million registered users, Paytm is one of the most popular bill payment apps in India. Users can pay their electricity, water, gas, and broadband bills through the app, as well as make mobile and DTH recharges. Paytm also offers a variety of other services, such as online shopping, movie and flight ticket booking, and insurance.

Download:

Paytm - UPI payments, QR code scanning, Utility bill payments
  • Tags:
  • UPI Payments
  • QR code payments
  • Mobile recharge

Application information:

Downloads 55.59 Crore
Features Paytm is widely used for making payments, recharges and utility bill payments. It supports BHIM UPI, making it easy to transfer money to any bank account. It also enables users to book flights, movie tickets, and event tickets.
Pros Easy to use, secure, and offers a wide range of payment options.
Cons May experience occasional technical glitches, customer support can be slow at times.

Comments and Reviews from users:

Akhilesh Kumar Chaudhary (Chaudhary saheb): “Excellent. I am using it since many years. There is one suggestion. When we clik on Pay, the choice" scan any QR code" comes at bottom centre of the screen. Advertisements are running on that portion of screen and the choice is not clearly visible. It is suggested that this choice may be placed at the top or at a distinctly visible part of the screen where it is not cluttered by advertisements.” – 5/5 in Play Store

Referral Code - 12a34bƼ6 Get 1OO: “My favourite one. I've been using the Paytm app for my financial activities because I think that navigating and making payments are made easier by its clear and simple UI. I used Phonepe until 2021, when I decided to move to Paytm because of its quicker services, which included effective customer care and transaction processing. My go-to UPI app these days for sending and receiving money is Paytm because it provides dependable, quick, and secure transactions.” – 5/5 in Play Store

✨ Read more: app to send money

4. PayPal

PayPal Icon

Send and request money for free, Find deals right in the app


Cost: PayPal (Free), PayPal Business ($30/month)

PayPal is a secure bill payment app that allows users to send and receive money, shop, and pay in four easy steps. With over 360 million downloads, PayPal is one of the most popular bill payment apps on the mobile market. The app is available for both iOS and Android devices and offers a variety of features that make it easy to manage your finances. With PayPal, you can:

  • Send and receive money from friends and family
  • Pay bills online or in person
  • Shop online and in stores
  • Track your spending and set budgets

PayPal is a safe and convenient way to manage your finances and is trusted by millions of users around the world.

Download:

PayPal - Send and request money for free, Find deals right in the app
  • Tags:
  • Easy money transfer
  • Secure online payments
  • Rewarding cashback offers

Application information:

Downloads 360,609,482
Features The PayPal app is the secure way to send and receive money, shop and pay in 4.
Pros Easy to use, secure, and convenient.
Cons Can be slow at times, and some users have reported issues with customer service.

Comments and Reviews from users:

Matt Tobin: “To me this is the absolute best and safest way to perform any sales or person-to-person financial transactions! There is also a "PayPal in 4" opportunity that allows you to make a purchase today and pay it off within 4 installments, with no interest. This can be helpful if payday is maybe a week or two away. The money would be withdrawn from a debit or credit card, or linked financial account. Reputable sellers allow PayPal, and in doing so fills out shipping destinations. Never had any problem.” – 5/5 in Play Store

Mari Acosta: “While I love PayPal, I have had nothing but trouble with the app for months now. It absolutely will not open on my phone. It is up to date, it just glitches out every time I try to open it. The website works but the app just does not. It's a problem! In response, I have cleared the cache, checked for updates, uninstalled and reinstalled to no avail.” – 2/5 in Play Store

✨ Read more: app to borrow money

5. Cash App

Cash App Icon

Send and receive money instantly, Get instant discounts


Cost: Cash App (Free), Cash App Pro ($10/month)

Cash App is a mobile payment service that allows users to send and receive money, make purchases, and invest in stocks and Bitcoin. It is a popular alternative to traditional banking, as it is easy to use and does not require users to have a bank account. Cash App also offers a number of features that are not available with traditional banks, such as the ability to send money to anyone with a phone number or email address, and the ability to invest in stocks with as little as $1.

Download:

Cash App - Send and receive money instantly, Get instant discounts
  • Tags:
  • Instant Money Transfer
  • Free Debit Card with Discounts
  • Free Tax Filing

Application information:

Downloads 100+ million
Features Send, receive, and request money with ease; make purchases online or in stores; invest in stocks and Bitcoin.
Pros Fast and convenient money transfer; secure and reliable; low fees for Bitcoin transactions.
Cons Limited customer support; potential fees for certain transactions; some users report occasional glitches.

✨ Read more: app for budgeting

6. Venmo

Venmo Icon

Fast and secure payments, Social payment sharing, Rewards and cashback


Cost: Venmo (Free), Venmo Premium (Paid)

Venmo is a mobile payment service that allows users to send and receive money from other users. It is owned by PayPal and was founded in 2009. Venmo is popular among younger users and is often used to split bills, pay for shared expenses, and send money to friends and family. The app is available for iOS and Android devices and can be linked to a user's bank account or debit card. Venmo also offers a debit card that can be used to make purchases anywhere Mastercard is accepted.

Download:

Venmo - Fast and secure payments, Social payment sharing, Rewards and cashback
  • Tags:
  • Fast money transfer
  • Split payment requests
  • Venmo debit card

Application information:

Downloads 50,000,000+
Features Venmo is a mobile payment service that allows users to send and receive money with friends, family, and businesses.
Pros Venmo is easy to use, convenient, and secure.
Cons Venmo charges a fee for certain transactions, and it can be difficult to get customer support.

7. Freecharge UPI & Credit Card

Freecharge UPI & Credit Card Icon

Easy UPI payments, Quick QR code scans, Earn cashback rewards


Cost: Free, Premium (499)

Freecharge UPI & Credit Card app is a comprehensive mobile payment solution that allows users to make UPI payments, pay credit card bills, recharge mobile and DTH services, pay utility bills, and even pay rent and education fees. The app is powered by Axis Bank and offers a secure and convenient way to manage finances. With over 50 million downloads, Freecharge is one of the most popular payment apps in India. The app is available in both English and Hindi, and offers 24/7 customer support.

Download:

Freecharge UPI & Credit Card - Easy UPI payments, Quick QR code scans, Earn cashback rewards
  • Tags:
  • UPI Payments
  • Credit Card
  • Investment Options

Application information:

Downloads 51446396
Features Make UPI payments, scan and pay, manage credit cards, recharge mobile, pay bills, pay rent, and pay education fees.
Pros Easy to use, secure, and convenient.
Cons Limited features compared to other UPI apps, occasional technical glitches.

Comments and Reviews from users:

Arjun M Nair: “Hi, After the last update, I'm not able to open the app. When I click on the login id, the UI disappears and close the application. Kindly fix the issue ASAP. Secondly, the experience was excellent and swift before, but the cash back is very low. Everyone needs cash backs instead of irrelevant vouchers and coupons. Kindly bring these fixes ASAP. Keep growing guys. Thank you.” – 2/5 in Play Store

Sankari Bhattacharya: “Why are you even wasting your potential in PPIW segment? Nowadays, UPI is very popular. And free charge provides it very efficiently. As wise, you do have your own wallet which is somewhat not up to the point, inactive. Here, I want to suggest that convert your wallet to a PPIW. Register yourself with Axis bank and so that you can start Free charge wallet UPI (PPIW) which can eventually can replace UPI lite in this app! Most important, users can use your wallet.” – 3/5 in Play Store

8. Square Point of Sale

Square Point of Sale Icon

Accept all payments, Manage inventory, Track sales


Cost: Free (0.00), Plus (29.00)

Square Point of Sale is a mobile payment processing app that allows businesses to accept payments, track sales, and manage inventory. It is a popular choice for small businesses due to its ease of use and affordable pricing. The app can be used on smartphones and tablets, and it integrates with a variety of hardware, including credit card readers, receipt printers, and cash drawers. Square Point of Sale also offers a variety of features to help businesses manage their finances, such as invoicing, reporting, and payroll.

Download:

Square Point of Sale - Accept all payments, Manage inventory, Track sales
  • Tags:
  • Easy to use
  • Accept all payments
  • Free to use

Application information:

Downloads 18,815,085
Features Take payments, manage inventory, track sales, get analytics and more - all with an easy-to-use system.
Pros Intuitive interface, accepts various payment methods, detailed reporting.
Cons May not be suitable for businesses with high transaction volumes, limited customization options, occasional technical glitches.

Comments and Reviews from users:

Cynthia Campbell: “I have used Square for 7 years. I've been pleased with it until I was forced to buy a chip reader. This $50 chip reader is trash. It barely worked when I first got it & now that the app has updated, it does not work at all! And yes, I have tried every single suggestion. I am not buying another reader. My time in between clients is being taken up with me trying to get this to work then ultimately manually entering it. My clients are starting to use Venmo to pay me.” – 2/5 in Play Store

John Sullivan: “Great for small, slow businesses. It covered our point of sale needs for the first few years of our business. Now that our volume of has increased, the app struggles to keep up during the rushes. We waste precious minutes waiting for cards to process, menus to load and even cash payments to go through. There's a lot of potential, but it's less and less worth the frustration.” – 2/5 in Play Store

9. Affirm

Affirm Icon

Flexible payment plans, Exclusive deals and rates, High-yield savings account


Cost: Affirm: Buy now, pay later. (Free), Affirm Financing: Get Deals, Pay Over Time (Free)

Affirm is a mobile app that allows users to make purchases and pay for them over time, without paying any interest. It is designed to be a more affordable and flexible alternative to traditional credit cards. Affirm partners with a variety of retailers, both online and in-store, to offer its services. When a user makes a purchase with Affirm, they can choose to pay it off in monthly installments over a period of 3, 6, or 12 months. There are no late fees or prepayment penalties, and users can track their payments and manage their account through the Affirm app.

Download:

Affirm - Flexible payment plans, Exclusive deals and rates, High-yield savings account
  • Tags:
  • Flexible payments
  • Exclusive Deals
  • High-yield account

Application information:

Comments and Reviews from users:

Christina “Boo”: “I love Affirm! I dont have the best credit score, I hesitated on applying for Affirm. Every day, I would go to stores & look at all the items I could buy, but I couldn't. Then, one day, I was curious and checked out with affirm, and surpriseingly, it went through. I picked a plan and was super excited that i could get all my items from my cart and have affordable monthly payments. I love it and am looking forward to using this service even more!!” – 5/5 in Play Store

Matthew Horrocks: “I definitely recommend Affirm. Affirm has been a really good credit tool for me. I don't do well with standard credit cards. With Affirm I know the purchase has a specific number of payments and I know before I agree how much interest will be in both percentage and dollar amounts. So you can decide if the purchase is really worth it. Some purchases qualify for 0% which is fantastic. Its allowed someone with limited income the ability to get items that otherwise might be out of reach. Thanks” – 5/5 in Play Store

10. Afterpay

Afterpay Icon

Shop now, pay later, Split payments into 4, No interest or fees


Cost: Afterpay - Buy Now. Pay Later. (Free), Afterpay Plus (Paid)

Afterpay is a mobile app that allows users to make purchases and pay for them in four equal installments, due every two weeks. There are no interest charges or late fees, but a small late payment fee may apply. Afterpay is accepted at a variety of online and in-store retailers, including major brands like Amazon, Target, and Sephora. To use Afterpay, simply create an account and link your debit or credit card. When you're ready to make a purchase, select Afterpay as your payment method and complete the checkout process. Your first installment will be due at the time of purchase, and the remaining three installments will be automatically deducted from your linked card every two weeks.

Download:

Afterpay - Shop now, pay later, Split payments into 4, No interest or fees
  • Tags:
  • Pay in 4 interest-free payments
  • Shop now, pay later
  • Exclusive shopping deals

Application information:

Comments and Reviews from users:

Arlene Mercadel: “horrible! I have been trying for hrs to open the app for payment, but it's still freezing up. It may have been technical difficulties at that time. Since then I have had wonderful service and no problems making my payments. A great go to for a vast variety of venues with a doable pay plan.” – 4/5 in Play Store

Desiree Moyer: “This app is awful!! We use it regularly for Walmart orders and it takes me over an hour almost every time I use it. The card information won't save completely. It'll give me a number, but won't save the expiration dates. Most of the time the Buy Now button won't even show up. I have to force close a few times, refresh 5 times, close the app and restart 7 times(usually all 3) and maybe it'll work. FIX THE APP” – 2/5 in Play Store

11. Rocket Money

Rocket Money Icon

Track net worth, Cancel subscriptions, Negotiate lower bills


Cost: Free, Premium (9.99)

Rocket Money is a bill payment and expense tracking app that helps users manage their finances. It allows users to pay bills, track expenses, set budgets, and cancel unwanted subscriptions. The app also provides personalized insights and recommendations to help users save money. Rocket Money is available on both iOS and Android devices. It has received positive reviews for its ease of use and comprehensive features.

Download:

Rocket Money - Track net worth, Cancel subscriptions, Negotiate lower bills
  • Tags:
  • Net worth tracking
  • Subscription management
  • Bill negotiation

Application information:

Downloads 8,735,985
Features Manage subscriptions, lower bills, track expenses, create budgets, monitor cash flow, detect unusual spending patterns.
Pros Easy to use, helps save money, improves financial health.
Cons May not be compatible with all banks, some features require a paid subscription.

12. QuickBooks Online Accounting

QuickBooks Online Accounting Icon

Automatic mileage tracking, Invoicing and estimates


Cost: Simple Start (Free), Essentials ($12.50/month)

QuickBooks Online Accounting is a mobile app that helps small businesses manage their finances. It allows users to create and send invoices, track expenses, and view financial reports. The app also offers features such as mobile check deposit, bill pay, and the ability to connect with other business apps. QuickBooks Online Accounting is available for both iOS and Android devices. It is a popular choice for small businesses because it is easy to use and affordable.

Download:

QuickBooks Online Accounting - Automatic mileage tracking, Invoicing and estimates
  • Tags:
  • Mobile accounting
  • Expense Tracking
  • Invoicing and estimates

Application information:

Downloads 6,954,920
Features Create invoices, manage expenses, track mileage, and view your small business finances with ease.
Pros User-friendly interface, mobile app, integrates with other apps.
Cons Limited customization options, can be expensive for some businesses.

13. Bill Payment Organizer, Budget

Bill Payment Organizer, Budget Icon

Bill payment organizer, Budget planner, Expense tracker


Cost: Free (0.00), Premium (4.99)

Bill Payment Organizer, Budget is a personal finance app that helps users manage their bills and budget their money. The app offers a variety of features, including bill reminders, a budget planner, a payment tracker, and a family budgeting tool. Bill Payment Organizer, Budget is available for free on the App Store and Google Play.

With Bill Payment Organizer, Budget, users can easily track their bills and expenses, and create a budget that works for them. The app also offers a variety of reports that can help users understand their spending habits and make better financial decisions.

Download:

Bill Payment Organizer, Budget - Bill payment organizer, Budget planner, Expense tracker
  • Tags:
  • Bill Payment Organizer
  • Budget Planner
  • Expense Tracker

Application information:

Comments and Reviews from users:

Anna Castiglia: “I actually REALLY love this app! Especially with the new merchants update! I gave it 4 stars because I would like for the credit card inputs to have an option for revolving credit. There should be an option for interest. Whether it's annual compounded so on. This way as I pay down my credit cards it can calculate the principal AND the interest that is accumulated. I have to go in an manually update balances which throws off the percentages. That would make this app 100%!” – 4/5 in Play Store

Zachary Villanueva: “I really want to like this app, but it just isn't working the way I need it to. Accounts only stay synced for a few weeks and then tend to break when they no longer a synced. I still haven't been able to add a credit card from an account that I have my bank account connected from it just isn't worth the subscription. The only plus side is you can use the bill reminders for free, I would not recommend buying premium of this app as it just doesn't work.” – 2/5 in Play Store

14. doxo

doxo Icon

Free bill reminders, Multiple payment methods, State-of-the-art security


Cost: Free (0.00), Premium (9.99)

doxo is a mobile bill pay app that helps you organize and pay all your bills in one place. With doxo, you can set up automatic payments, receive reminders, and track your spending. doxo also offers a "Bill Protection Guarantee" that ensures your payments will be made on time, even if you forget. The app is free to download and use, and it supports over 100,000 billers nationwide. Whether you're looking to save time, money, or stress, doxo is the perfect solution for managing your bills.

Download:

doxo - Free bill reminders, Multiple payment methods, State-of-the-art security
  • Tags:
  • Free bill management
  • Easy bill pay
  • Secure online payments

Application information:

Downloads 533,333
Features Pay any bill from any device, protect your online payments with doxo's free Virtual Card, and get help from doxo's friendly customer support team.
Pros Easy to use, convenient, and secure.
Cons Some users have reported issues with customer service and occasional glitches in the app.

Comments and Reviews from users:

A Google user: “I had the app set up with a ton private information before the format was changed. Although all of the accounts are still there, all of the documents and infomation I previously saved is all gone. I used to love Do and recommended it to many of my friends and family members. I didn't need a bill pay app, this is usless to me now.” – 2/5 in Play Store

A Google user: “The best app available for this method of payment. Fast, secure, and they keep you informed every step of the way! Never takes more than a few days for the payment to be applied. Very impressed with the ease of this app! Thankful for your services. You should feel proud you offer such a great option to so many people. Yes of course some services could be cheaper but I don't mind paying for excellence! Doxo is trustworthy and dependable. That is all I need. Very happy I found you guys.” – 5/5 in Play Store

15. Papaya

Papaya Icon

Pay bills with a photo, Free to use, Secure and easy


Cost: Free, Premium (3.99)

Papaya is a mobile bill payment app that allows users to snap a picture of any bill and have it paid automatically. The app is secure and easy to use, and it supports a wide range of billers, including utilities, credit cards, and phone bills. Papaya also offers a number of features that make it a convenient choice for managing your finances, such as automatic bill reminders, budgeting tools, and the ability to track your spending. With Papaya, you can say goodbye to late fees and the hassle of mailing checks.

Download:

Papaya - Pay bills with a photo, Free to use, Secure and easy
  • Tags:
  • Fast and easy
  • Secure and free
  • Pay any bill

Application information:

Downloads 461383
Features Snap a pic of any bill and Papaya does the rest! It’s secure and so easy.
Pros Secure, easy to use, automates bill payments
Cons May not be able to process all types of bills, requires a smartphone with a camera

Comments and Reviews from users:

D Rip: “This is not free but it is convenient and easy to use. It was free for the first few bills you pay. Not sure how many are free or if its a time limit before it begins charging but they do pay fast & provide emails to keep you up to date with receiving your payment to it being paid with confirmation number. I can pay any bill without having to set up an account & remember passwords for each bill/company I pay. Great modern day tool to make life a little bit easier. ☺️✌️” – 5/5 in Play Store

Alex Redman: “The system seems archaic. Most modern payment systems just use a QR code these days. Much quicker, You don't need an app, and it's an over all quicker and easier experience. I doubt that me taking a blurry picture of a bill is anything more than just proof that I had a bill with the big bold amount due at the bottom, everything else a computer couldn't pick up on. Tl;dr - switch to QR codes. Your customers will thank you.” – 2/5 in Play Store

16. Deferit

Deferit Icon

Split bills in 4, Save money on bills, Build credit history


Cost: Free, Premium (4.99)

Deferit is a mobile bill payment app that allows users to pay any bill, anytime, anywhere. With Deferit, you can pay your rent, utilities, credit cards, and more, all in one place. Deferit is safe and secure, and it's the most convenient way to pay your bills. With Deferit, you'll never have to worry about late payments or overdraft fees again.

Download:

Deferit - Split bills in 4, Save money on bills, Build credit history
  • Tags:
  • No interest or late fees
  • Split bills in 4
  • Save money on bills

Application information:

Downloads 418,537
Features Deferit allows users to pay any bill, track upcoming payments, set up automatic payments, and earn rewards for on-time payments.
Pros Easy to use, convenient, and helps users save money.
Cons May not be available for all types of bills, and there may be fees associated with using the service.

Comments and Reviews from users:

Kelli Rudd: “pretty convenient service and not a scam- they have helped me with 2 of my bills so far and it was really helpful to have the option to split a bill in to 4 different payments over time. saved me from having my phone shut off! the only thing I had an issue with was that even if you have enough available credit to cover an entire bill, sometimes they will choose not to pay for the entire thing and will only pay a portion of the bill. which still is better than nothing I guess. check it out!” – 4/5 in Play Store

Antonia Pabon: “Does not load past the login screen on my Samsung Galaxy note 10 plus 😠 Works good on work phone most of the time, so 8/10 for that. Good easy user interface. Appreciate the ability to adjust a payment day, if I need to. A monthly subscription fee of $9.99 is a bit to much, sense being limited to only paying one bill, that don't even take up your full credit balance or even close to it.” – 3/5 in Play Store

17. BILL AP & AR Business Payments

BILL AP & AR Business Payments Icon

Automated AP and AR, Multiple payment options, Real-time notifications

BILL AP & AR Business Payments is a mobile app that makes it easy for businesses to pay bills and get paid online. With this app, you can automate your accounts payable and receivable processes, saving you time and money. The app also offers a number of features that make it easy to track your payments and manage your cash flow. Overall, BILL AP & AR Business Payments is a valuable tool for any business that wants to streamline its financial operations.

Download:

BILL AP & AR Business Payments - Automated AP and AR, Multiple payment options, Real-time notifications
  • Tags:
  • Automated AP/AR
  • Fast and secure payments
  • Multiple payment options

Application information:

Downloads 391870
Features Save time and money on your business payments with automated accounts payable and accounts receivable processes.
Pros Easy to use, saves time and money, automates accounts payable and accounts receivable processes.
Cons May not be suitable for all businesses, may require a learning curve, may not integrate with all accounting software.

Comments and Reviews from users:

A Google user: “Don't normally leave comments, but there is flaw in the app for those who are used to working with the cloud version of this software. We use the cloud version to pay all of vendors. This is done by scanning all paper invoices to PDF format and uploading those docs. However, strangely enough, the app doesn't support uploading PDFs, only taking 'pictures' of invoices. Not sufficiently sophisticated for business use, but I'm sure it would work for some individuals or small businesses.” – 3/5 in Play Store

A Google user: “Update: while this app is glitchy, when it works, it's very convenient. One big issue I have is that for our company, the posting dates are important, but I can't see them when I'm approving bills through the app. Original post: Could not navigate through the app. When I tried to look at bill details, the app would just ask me to sign in over and over again and I couldn't access any bills” – 3/5 in Play Store

18. BILL Spend & Expense (Divvy)

BILL Spend & Expense (Divvy) Icon

Automated expense tracking, Real-time expense insights

BILL Spend & Expense (Divvy) is the leading corporate card and expense management solution for growing businesses. With Divvy, businesses can issue corporate cards to employees, set spending limits, and track expenses in real-time. Divvy also offers a mobile app that allows employees to easily submit expense reports and track their spending on the go. Divvy is the perfect solution for businesses that want to streamline their expense management process and save money.

Download:

BILL Spend & Expense (Divvy) - Automated expense tracking, Real-time expense insights
  • Tags:
  • Automated expense management
  • Real-time expense tracking
  • Physical and virtual corporate cards

Application information:

Downloads 210798
Features Corporate cards with smart expense management including receipt capture, auto-categorization, customized budgets, and real-time spend tracking.
Pros Simple to use, helps control spending, and automates expense reporting.
Cons May not be suitable for all businesses, especially those with complex expense management needs.

Comments and Reviews from users:

Daniel Brewer: “UPDATE: My problem has been resolved. Thank you very much for addressing the issue. Was great now frustrating to use. After every single field you fill out, there is about 3 full seconds of waiting until a message pops up saying it saved the info. During that period of time, you can't scroll or go into the next field. It really sucks when you have multiple reciept you need to fill out.” – 5/5 in Play Store

Sarah Amador: “Overall I like the app. I wish for 2 things though. One, that I could see declined transactions listed out. Right now the only way I can find to see them is online. Two, that notifications could be customized so I can turn off charges. I don't need to get notified every charge, but the other option is to turn notifications off completely and then I won't know about declined charges or frozen cards.” – 3/5 in Play Store

19. BillOut

BillOut Icon

Bill tracking, Due date alerts, Shared bills


Cost: Free, Premium (4.99)

BillOut is a bill payment app that helps you track your bills and get notified when they are due. It's a great way to stay on top of your finances and avoid late fees. The app is easy to use and can be customized to fit your needs. You can add your bills manually or connect your bank account to import them automatically. BillOut will then send you notifications when your bills are due, and you can pay them directly from the app. BillOut is a great way to save time and money on your bills.

Download:

BillOut - Bill tracking, Due date alerts, Shared bills
  • Tags:
  • Bill Tracking
  • Bill Organizer
  • Bill Reminder

Application information:

Downloads 35464
Features Bill tracker & Bill reminder - Track your bills and get a notification when due.
Pros Clean interface and easy to use.
Cons Limited features compared to other bill tracking apps.

Comments and Reviews from users:

Brittany Pope: “Just got my app set up and 2 suggestions to improve it: add the option for additional incomes (paycheck, child support and partner's income) and the "Insights" tab doesnt seem helpful as it only appears to analyze the first 6 bills versus my full 24 bills which is misleading. I like the bill tracker protion though to remind me. However, I have opted to invest in the premium subscription and would appreciate the further suggestions above to improve overall utility.” – 3/5 in Play Store

Rochelle Simon: “this app is good for is having your bills listed out. I have a bill due in 4 days and this app is supposed to list my bills for the week. App currently says "no bills due this week". I had a glitch fixed, but for a while the entire next months bills were completely missing. Update: this glitch has been fixed as well almost immediately as the developer reached out to me. This person seems to be in touch with his program and has intentions on making a product that isn't expensive or full of apps!” – 3/5 in Play Store