Buying bonds can be a great way to diversify your portfolio, but it can seem complicated. Luckily, there are some awesome apps that make investing in bonds super easy! We tested out a bunch of apps and narrowed it down to the best six. If you're looking to invest in bonds, these apps are a must-have for your phone.
You can use these apps to buy and sell bonds, track your investments, and even get personalized advice from financial experts. Our top three picks are Fidelity Investments, E*TRADE, and Betterment Invest & Save Money. These apps offer a range of features, so you can find the one that fits your needs and helps you reach your financial goals.
| App | Logo | Available On | Reviews | Downloads | Features |
|---|---|---|---|---|---|
| 1. Fidelity Investments |  | Android, iOS | 4.8/5 | 7M+ | No account fees, Commission-free trades, All-in-one investing |
| 2. E*TRADE |  | Android, iOS | 4.6/5 | 4M+ | Commission-free trading, Real-time market data, Professional investment tools |
| 3. Betterment Invest & Save Money |  | Android, iOS | 4.8/5 | 886K+ | Robo advisor, $10 minimum, No account fees |
| 4. Wealthfront |  | Android, iOS | 4.9/5 | 445K+ | 5.00% APY on Cash, High-yield bond ETFs, Automated investments |
| 5. Worthy Financial |  | Android, iOS | 3.7/5 | 26K+ | High-yield returns, No fees, Daily compounded interest |
| 6. MeBond by ThaiBMA |  | Android, iOS | 0/5 | 12K+ | Monitor bond portfolio, Access market information, Research upcoming offerings |
1. Fidelity Investments
Wide range of bond options, Research tools and insights, Personalized portfolio management
Download:
Application information
| Category | Finance |
| Downloads | Over 7 million downloads |
| Features | The Fidelity Investments app offers a wide range of investment options, including stocks, ETFs, mutual funds, bonds, and options, along with features like portfolio tracking, research tools, and personalized advice. |
| Who It’s For | Investors of all levels, from beginners to experienced traders, who are looking for a comprehensive and user-friendly app for managing their investments, including those interested in bond investments. |
- Tags:
- Commission-free trades
- Easy account setup
- All-in-one investing
Fidelity Investments is a robust mobile app for bond investors seeking a platform packed with features. While some users have noted the app's legacy layout might not be the most beginner-friendly, it's praised for its comprehensive information on trading stocks and securities. Fidelity Investments allows for smooth logins thanks to the recently re-introduced autofill capability, ensuring secure access to your bond portfolio. Though some users have reported glitches with app notifications, overall, Fidelity Investments remains a highly regarded option for managing your bond investments, backed by the company's long-standing reputation for financial expertise.
Pros & Cons
- Offers comprehensive trading tools
- Allows for bond investments
- Supports multiple account types
- Secure and reliable platform
- Legacy layout may be confusing
- Separate app for Spend + Savings
- Notification issues reported by users
Why we chose it?
As a Fidelity Investments user, I'd say our app is a fantastic choice for bond investing! We offer a wealth of research to help you make informed decisions, plus user-friendly tools that make it easy to buy, sell, and manage your bonds. And with no minimums or account fees for retail brokerage accounts, you can get started investing with us right away.
✨ Read more: app for forex trading
2. E*TRADE
Streamlined bond trading experience, Comprehensive bond research tools
Download:
Application information
| Category | Finance |
| Downloads | Over 4 million downloads |
| Features | E*TRADE offers a comprehensive suite of features for investing in bonds, including research tools, bond screeners, and access to a wide range of bond products. |
| Who It’s For | Investors of all levels who are interested in investing in bonds. |
- Tags:
- Commission-free trading
- Professional portfolio building
- Advanced research tools
E*TRADE's mobile app, while offering a comprehensive platform for bond investment, has faced recent criticism from long-time users. While praised for its features like portfolio management and research tools, the new update has encountered significant issues, particularly with its user interface. Complaints include frequent crashes, difficulties with refreshing data, and a clunky design that hampers navigation and order placement. The app's functionality, particularly the ability to place orders, has been called into question, leaving users frustrated and longing for the stability and ease of use of the previous version. While the app may be a valuable tool for bond investing, these recent updates highlight the importance of thorough testing and user feedback in ensuring a smooth and reliable experience for users.
Pros & Cons
- Wide range of investment options
- Easy-to-use trading platform
- Robust research tools available
- Strong customer support services
- UI issues in standard version
- Unreliable widget performance
- Recent updates caused crashes
Why we chose it?
Hey there, bond investors! If you're looking for a user-friendly app that makes bond investing a breeze, E*TRADE is your go-to choice. It's packed with features like research tools, educational resources, and a wide range of bonds to choose from, making it easy to build a diverse and well-balanced portfolio. Plus, with commission-free trades and seamless integration with your bank account, you can manage your investments effortlessly.
✨ Read more: app for options trading
3. Betterment Invest & Save Money
Automated portfolio management, Diversified investment options
Download:
Application information
| Category | Finance |
| Downloads | Over 885,000 downloads |
| Features | Betterment offers automated portfolio management, goal-based investing, low fees, and access to a variety of investment options, including bonds. |
| Who It’s For | Ideal for those seeking a hands-off approach to investing, with a focus on long-term growth and diversification. It's also a good option for those who want to invest in bonds, as Betterment offers a variety of bond funds. |
- Tags:
- Robo-advisor
- Personalized experience
- Low minimum investment
Betterment Invest & Save Money is a bond investment app that promises to make your financial life easier, but it’s not without its hiccups. While the app boasts a smooth, stable operation and intuitive features for investing in bonds, some users have expressed frustration with the app’s design and interface. For example, navigating between accounts can be confusing due to overlapping functionalities. Additionally, concerns have been raised regarding the security of user data, as the app doesn’t automatically go blank when you switch to another app, potentially exposing sensitive financial information. While Betterment aims to provide a convenient platform for managing your bond portfolio, users are hoping for improvements to ensure a more seamless and secure experience.
Pros & Cons
- Easy to use interface
- Stable and reliable app
- Offers no-fee checking
- Provides cash-reserve accounts
- Confusing and cluttered layout
- Difficult to transfer funds
- Privacy concerns with app visibility
Why we chose it?
Hey, I'm a big fan of Betterment for bond investing! It's got a super easy-to-use interface that makes it simple to manage my portfolio, even if I'm not a financial expert. Plus, I love that they automatically diversify my investments across different bonds, helping me to manage risk and potentially boost my returns. Best of all, they offer a wide range of bond ETFs, letting me choose what fits my investing style and goals.
✨ Read more: app for saving money
4. Wealthfront
Automated bond portfolio management, Diversified mix of bond ETFs
Download:
Application information
| Category | Finance |
| Downloads | Over 444,805 downloads |
| Features | Wealthfront provides automated investing, portfolio management, and a high-yield cash account, focusing on minimizing fees and maximizing returns. |
| Who It’s For | Individuals seeking automated investing and bond portfolio management, particularly those with a focus on long-term wealth building and tax optimization. |
- Tags:
- High-yield cash account
- Low-risk bond ETFs
- Automated investing
Wealthfront is a bond investment app that simplifies your financial life by providing a comprehensive view of your assets. Users appreciate its ease of use, with many praising its seamless integration of accounts, including credit cards, mortgages, and even retirement plans. While the app doesn't handle defined benefit plans perfectly, it excels at tracking your net worth and offering predictions for your future financial well-being. Although some users find the account renewal process a bit cumbersome, they recognize the importance of security and value the overall convenience of having their finances organized in one place.
Pros & Cons
- Easy to add accounts
- Well laid out and easy
- Automated investing seems to work
- Unified picture of assets
- Can't calculate defined benefit
- Adding funds takes 3-5 days
- Renewing links not intuitive
Why we chose it?
Wealthfront is my go-to app for bond investing because it simplifies everything. I love that I can automate my investments and set it and forget it, knowing my money is working hard for me. Plus, Wealthfront's low-risk bond ETFs offer a great balance of potential returns and security, which is exactly what I'm looking for!
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5. Worthy Financial
Fixed 7% APY bond returns, Daily compounded interest earnings
Download:
Application information
| Category | Finance |
| Downloads | Over 25,000 downloads |
| Features | The Worthy Financial app allows users to invest in bonds with a fixed 7% APY, no fees, daily compounded interest, easy scheduling of purchases, and a round-up feature for spare change. |
| Who It’s For | This bond investment app is ideal for individuals seeking a high-yield investment opportunity with no minimum balance, fees, or penalties. |
- Tags:
- High-yield returns
- No fees or penalties
- Daily compounded interest
Worthy Financial is a user-friendly bond investment app that offers a simple and straightforward way to earn a guaranteed 5% interest on your money. Unlike traditional bonds that lock up your funds, Worthy Bonds allow for flexible withdrawals with no penalties, making it similar to a high-yield savings account. You can start investing with as little as $10, making it an accessible option for anyone looking to diversify their portfolio or build a passive income stream. The app's automated features, like rounding up spare change to invest, make saving effortless, and its transparency about how your money is used to support American businesses adds an ethical dimension to your investment.
Pros & Cons
- Simple to setup and use
- Guaranteed 5% interest return
- No lockup period for funds
- Diversify portfolio with low risk
- Limited interest tracking features
- Single bank account integration
- Potential for lower interest rates
Why we chose it?
I'm a huge fan of Worthy Financial! It's incredibly user-friendly and makes investing in bonds a breeze. I love that it offers daily compounded interest and no fees or minimum balances, making it perfect for anyone looking to build wealth, even with small amounts. Plus, the fact that Worthy Bonds are used to support American businesses gives me an extra boost knowing I'm making a positive impact!
✨ Read more: app to buy stocks
6. MeBond by ThaiBMA
Portfolio monitoring & management, Intraday market information access
Download:
Application information
| Category | Finance |
| Downloads | Over 12,000 downloads |
| Features | MeBond by ThaiBMA provides a comprehensive platform for monitoring bond portfolios, accessing intraday market information, exploring upcoming bond offerings, and learning about bond investments through video clips. |
| Who It’s For | Individuals interested in bond investments. |
- Tags:
- Real-time bond data
- Personalized portfolio tracking
- Upcoming bond offerings
MeBond by ThaiBMA is a powerful bond investment app that simplifies bond management. While users rave about its ease of use and how it makes their lives easier, they point out some technical issues like frequent log-ins and inaccurate calculations. The app requires users to re-login and reset their PIN frequently, making it frustrating at times. Additionally, the annual interest calculation, excluding the 15% tax deduction, displays double the actual amount. These issues need to be addressed to enhance the user experience and ensure accurate data for effective investment decisions.
Pros & Cons
- Easy access to bond info
- Makes bond investment easier
- Provides convenient bond data
- Good for bond investors
- Frequent app logouts
- Requires constant re-login
- Incorrect interest calculation
Why we chose it?
I absolutely love MeBond by ThaiBMA! It's packed with features that make managing my bond investments a breeze. The intuitive interface lets me track my portfolio, see my cash flows, and even get the latest news – all in one place. Plus, it's super easy to find and explore new bonds in the market, whether it's a primary or secondary offering.