Traveling the world or sending money abroad? You need a great exchange rate app! These apps can help you get the best deal on currency conversion and save you money. Many apps offer features like live exchange rates, currency calculators, and the ability to send and receive money. So, if you want to make sure you’re getting the most out of your money, check out these 15 top-rated exchange rate apps!
My picks for the top three are Wise, Xe Money Transfer & Converter, and Remitly. These apps offer a variety of features that make them great choices for both travelers and people sending money abroad. They're easy to use, have great exchange rates, and offer low fees. And with so many other great apps on the market, there’s definitely one out there that’s perfect for you!
| App | Logo | Available On | Reviews | Downloads | Features |
|---|---|---|---|---|---|
| 1. Wise |  | Android, iOS | 4.7/5 | 29M+ | Real exchange rates, Low transfer fees, Multi-currency debit card |
| 2. Xe Money Transfer & Converter |  | Android, iOS | 4.8/5 | 22M+ | Live exchange rates, International money transfers |
| 3. Remitly |  | Android, iOS | 4.9/5 | 16M+ | Secure money transfers, No hidden fees, Great exchange rates |
| 4. Currency Converter Plus |  | Android, iOS | 4.9/5 | 12M+ | Live exchange rates, Multiple currency fields, Built-in currency calculator |
| 5. WorldRemit |  | Android, iOS | 4.8/5 | 9M+ | 24/7 money transfers, 50+ send countries, 100+ receive countries |
| 6. Currency Converter |  | Android | 4.4/5 | 8M+ | Easy to use, Accurate data feed, Works offline |
| 7. LuLu Money |  | Android, iOS | 4.6/5 | 1M+ | Money transfer to bank accounts, Cash pickup in 100+ countries |
1. Wise
Mid-market exchange rates, Low fees, shown upfront, Fast international transfers
Download:
Application information
| Category | Finance |
| Downloads | Over 29 million downloads |
| Features | Wise offers international money transfers, a multi-currency account, a debit card for spending abroad, and bill payments, all with transparent, low fees and the mid-market exchange rate. |
| Who It’s For | People who need to send or receive money internationally, travelers, expats, and businesses that operate across borders. |
- Tags:
- Mid-market exchange rates
- Tiny fees upfront
- International transfers
Wise is a popular exchange rates app that promises to save you money when sending, spending, and receiving money internationally. While users rave about its fair exchange rates, which are based on the mid-market rate, some have reported frustrating experiences with account verification and transfer times. Though transfers used to be instant, recent delays have left some users scrambling to meet deadlines and fearing insufficient funds. Despite these hiccups, Wise remains a strong contender for those looking to avoid inflated exchange fees, especially when traveling abroad.
Pros & Cons
- Excellent exchange rates
- Easy to spend abroad
- Fast transfers (usually)
- Convenient for international payments
- Verification process can be frustrating
- Transfers can be unreliable and delayed
- Money can disappear for a week
Why we chose it?
Wise is my go-to app for exchange rates because it's transparent about its fees, which are always upfront, and it uses the mid-market exchange rate so I know I'm getting the best deal. I also love how fast and easy it is to send money internationally, with most transfers arriving instantly!
✨ Read more: app for currency rates
2. Xe Money Transfer & Converter
Live exchange rate tracking, Currency conversion calculator, International money transfers
Download:
Application information
| Category | Finance |
| Downloads | Over 105 million downloads |
| Features | This app allows you to track live exchange rates, send money to 200+ countries, convert currencies, set exchange rate alerts, and send money globally quickly and securely. |
| Who It’s For | Anyone looking for a reliable and easy-to-use exchange rates app to track live currency conversions, send money internationally, and convert currency. |
- Tags:
- Live Currency Rates
- International Money Transfers
- Fast & Secure Transfers
The Xe Money Transfer & Converter app has long been a go-to choice for users seeking a reliable and intuitive exchange rates app. While recent updates have introduced a more streamlined interface, some users have expressed disappointment with the loss of features like the exchange rate analysis tool, a key differentiator for Xe. This tool allowed users to input currency amounts and see a comparison to the mid rate, providing valuable insight for making informed exchange decisions. The app's new design, though visually appealing, has been criticized for being overly simplistic and lacking the depth and functionality of previous versions. Despite these criticisms, the app's core exchange rate feature remains robust, offering users access to real-time data for a wide range of currencies.
Pros & Cons
- Research exchange rates
- Transfer money quickly
- Wide range of currencies
- Provides historical data
- New update is clunky
- Missing exchange cost tool
- Graphs were initially outdated
Why we chose it?
Xe Money Transfer & Converter is my go-to app for exchange rates because it offers real-time, accurate rates for over 100 currencies, making it easy to compare and get the best deal. I also love that I can set rate alerts, ensuring I don't miss out on favorable exchange rates. Plus, with Xe's secure and reliable international money transfer service, I can send money abroad quickly and confidently, knowing my funds are in good hands.
✨ Read more: app to send money
3. Remitly
Fast and secure money transfers, Low fees and competitive exchange rates
Download:
Application information
| Category | Finance |
| Downloads | Over 15 million downloads |
| Features | Remitly offers features like sending money to bank accounts, cash pickup locations, and mobile wallets, making it a convenient and reliable option for international money transfers. |
| Who It’s For | Remitly is ideal for individuals and families who need to send money to loved ones overseas, especially those looking for competitive exchange rates and a user-friendly experience. |
- Tags:
- Secure money transfers
- Great exchange rates
- No hidden fees
Remitly is a popular exchange rates app that boasts a user-friendly interface, speedy delivery, and robust security features. Users consistently praise its reliable service and excellent customer support, with many highlighting the app's ease of use and ability to manage transactions independently. While the app is generally lauded for its speed and security, some users express concerns about the exchange rates, noting that competitors sometimes offer more favorable conversions. Despite this, Remitly remains a highly-rated app, particularly for its commitment to customer satisfaction and continuous improvements.
Pros & Cons
- Easy to use app
- Fast and reliable
- Secure money transfer
- Excellent customer service
- Exchange rates could be better
- Android widget lacks options
- Send Again button flaw
Why we chose it?
Remitly is my go-to app for exchanging money because it consistently offers great rates and transparent fees. I love that I can track my transfers in real-time and know exactly when my loved ones will receive the money. Plus, with fast and reliable service, I don't have to worry about my transfers getting delayed.
4. Currency Converter Plus
Live exchange rates, Multiple currency fields, Historic rate charts
Cost:
Free (Free), Premium ($4.99/month)
Download:
Application information
| Category | Travel & Local |
| Downloads | Over 12 million downloads |
| Features | Currency Converter Plus is a free exchange rates app that provides accurate live exchange rates, a built-in calculator, historical charts, and offline conversion for travel. |
| Who It’s For | Travelers, shoppers, investors, anyone who needs to convert currencies. |
- Tags:
- Live AccuRate™ Rates
- Multiple Currency Fields
- Historic Exchange Charts
Currency Converter Plus is a lifesaver for travelers looking to navigate the complexities of foreign exchange rates. This app provides accurate conversions, empowering users to confidently compare prices and get the best deals. One user praised the app's ability to quickly convert prices for tours, hotels, and taxis, making it particularly valuable in places like Bali where haggling is common. The app's customization feature, allowing users to select and display only the currencies they need, ensures a streamlined and personalized experience. Whether you're a seasoned traveler or venturing abroad for the first time, Currency Converter Plus is the perfect tool for making informed financial decisions while exploring the world.
Pros & Cons
- Accurate exchange rates
- Easy currency conversion
- Customizable currency display
- Helpful for travelers
- Limited currency customization
- May not be suitable for all
- Some users may find it basic
Why we chose it?
Currency Converter Plus is my go-to app for exchange rates because it's super fast and accurate, thanks to its live rates from AccuRate™. I love that it lets me compare prices across multiple currencies at once, and the built-in calculator makes it easy to figure out how much I'm spending while traveling. Plus, I can even track historical exchange rates to see how the market's been moving!
5. WorldRemit
Fast and Secure Transfers, Wide Range of Payment Methods, Transparent and Competitive Rates
Download:
Application information
| Category | Finance |
| Downloads | Over 9 million downloads |
| Features | WorldRemit offers a fast and secure way to send money abroad, with features like competitive exchange rates, multiple payment and payout options, and real-time tracking of transfers. |
| Who It’s For | Individuals and businesses looking for a reliable and cost-effective way to send money internationally, especially those seeking competitive exchange rates. |
- Tags:
- Fast and secure
- 24/7 money transfer
- Low transfer fees
WorldRemit is a popular exchange rates app that offers competitive currency prices compared to its competitors, making it a top choice for sending money abroad. Users praise its intuitive interface, which has been recently upgraded for improved ease of use. While some users have reported issues with customer support and occasional app glitches, many find it a reliable and fast way to send money, often arriving within an hour. However, the lack of a search and report download feature is a recurring point of frustration for users.
Pros & Cons
- Good currency exchange rates
- Multiple transfer options available
- Fast money transfer speeds
- User-friendly interface (updated)
- Support issues can be slow
- App efficiency seems to have declined
- No search/report download feature
Why we chose it?
WorldRemit is a fantastic choice for sending money abroad! I love how easy it is to compare exchange rates and get a great deal, plus the app has tons of convenient features like sending cash directly to mobile wallets. It's quick, secure, and reliable, making it my go-to app for international money transfers.
6. Currency Converter
Live exchange rates updated every 60 seconds, Extensive database of currencies and commodities
Cost:
Free (Free), Premium ($4.99/month)
Download:
Application information
| Category | Finance |
| Downloads | Over 7.9 million downloads |
| Features | This app offers real-time exchange rates, currency conversion, historical charts, offline access, and a searchable database of currencies, commodities, and cryptocurrencies. |
| Who It’s For | This app is ideal for anyone needing to track exchange rates, convert currencies, or visualize historical rate changes, both for personal and professional use. |
- Tags:
- Accurate, real-time rates
- Easy to use, modern design
- Offline mode
Currency Converter is a robust and comprehensive exchange rates app that provides users with a wealth of information, including all currencies with their banknote images and historical exchange rate trends. Users praise the app for its detailed and user-friendly interface, but some have suggested improvements like enabling copy and paste functionality, zooming capabilities for banknote images, and voice reader support to make the app more accessible to users with visual impairments. These features, if implemented, would undoubtedly make Currency Converter one of the most comprehensive and user-friendly exchange rates apps available.
Pros & Cons
- Provides live exchange rates
- Includes pictures of banknotes
- Offers historical rate overview
- Excellent for currency conversion
- Lacks copy and paste feature
- No zoom for banknote images
- Missing voice reader functionality
Why we chose it?
I'm a big fan of [6. Currency Converter] because it's super easy to use, updates rates every minute, and works offline! It's my go-to app for checking exchange rates, especially when I'm traveling. You can even save your favorite currencies for quick access, which is super helpful.
7. LuLu Money
Instant global money transfers, Cheap and reliable exchange rates
Download:
Application information
| Category | Finance |
| Downloads | Over 1.4 Million |
| Features | LuLu Money offers cheap, instant and reliable money transfer and payment services with best exchange rates, allowing users to send money to bank accounts, cash pick up agents, calculate forex rates, track transactions, and more. |
| Who It’s For | Anyone who needs to send money internationally and wants a convenient and affordable way to do it. |
- Tags:
- Instant Money Transfer
- Cash Pickup in 100+ Countries
- Real-time transaction tracking
LuLu Money is a mobile exchange rates app that promises a convenient and cost-effective way to send money globally. While it boasts a user-friendly interface and real-time rate tracking, users have reported encountering frustrating issues. Some have found limited bank account options and difficulty adding beneficiaries, leading to stalled transfers. Others have experienced loading problems and communication errors, making the app unreliable for critical transactions. While LuLu Money offers competitive rates for larger sums, its fixed fees for smaller transfers might not be the most budget-friendly option. Overall, the app's effectiveness as a reliable exchange rates tool is hampered by these recurring technical glitches and limited functionality.
Pros & Cons
- Offers competitive exchange rates
- Instant global money transfers
- Easy to use interface
- Supports multiple payment methods
- Limited bank account options
- High fixed fees for small transfers
- Occasional technical issues
Why we chose it?
LuLu Money is a fantastic choice for finding the best exchange rates! I love that it lets me compare rates from different providers, so I can always get the best deal. Plus, the app is super easy to use, with a clean interface and helpful features like real-time tracking and chat support. If you're looking for a reliable and user-friendly app to manage your international money transfers, LuLu Money is definitely worth checking out!
8. Currency Converter
Live exchange rates, Offline conversion mode, Historical rate graphs
Cost:
Free (Free), Premium ($2.99/month)
Download:
Application information
| Category | Finance |
| Downloads | Over 344 thousand downloads |
| Features | This app offers real-time exchange rates, offline conversion, historical charts, customizable currency order, and personalized currency values. |
| Who It’s For | Anyone who needs to quickly and easily convert currencies, whether traveling abroad or managing international finances. |
- Tags:
- Live exchange rates
- Offline mode
- Historical graphs
The Currency Converter app is a handy tool for staying on top of exchange rates, offering a user-friendly interface and a welcome offline mode for travelers. While users appreciate features like the app remembering last-used currencies and the intuitive value reset when switching currencies, some have noted a need for more customization in the currency display and have experienced occasional hiccups with rate updates. Despite these minor points, the app is well-regarded for its overall ease of use and the option to buy a one-time ad-free version, making it a solid choice for anyone seeking a straightforward exchange rates app.
Pros & Cons
- Easy to use interface
- Good exchange rate data
- Logical usage flow
- Ad-free option available
- Rate updates stopped
- UI could be improved
- Missing currency memory
Why we chose it?
You should definitely check out 8. Currency Converter! It's super easy to use and gives you accurate, up-to-the-minute exchange rates for over 180 currencies. Plus, it has offline mode, which is a lifesaver when you're traveling and don't have internet access.
9. Crypto Exchange & Buy Crypto
Unlimited crypto swaps, no fees, Best exchange rates, automatically found
Download:
Application information
| Category | Finance |
| Downloads | Over 200,000 downloads |
| Features | Offers instant, limitless, and account-free crypto swaps with over 850+ cryptocurrencies, along with automatic searches for the best exchange rates and secure transaction features. |
| Who It’s For | This exchange rates app is perfect for users who want a simple, secure, and fast way to buy, sell, and exchange cryptocurrencies without needing to register or store their assets on an account. |
- Tags:
- Instant Crypto Exchange
- Limitless Crypto Trading
- Secure Non-Custodial Swaps
"Crypto Exchange & Buy Crypto" is a mobile app designed for swift and convenient cryptocurrency exchanges. While users praise its speed and ease of use, particularly its no-KYC approach, some have raised concerns about the transparency of its exchange rates. Users note that the app doesn't display local currency equivalencies or the market value versus the offered rate, which could lead to unexpected losses. Despite this, many users are satisfied with the app's functionality and appreciate its quick transaction times, finding the fees reasonable. The app's seamless performance and excellent customer service in resolving a user's error are significant highlights.
Pros & Cons
- Supports XMR and other coins
- Fast and reliable exchange
- No KYC or questions asked
- Refunded user quickly after error
- Exchange rates lack transparency
- Fees can be high for large amounts
- Exchange rate not displayed in local currency
Why we chose it?
I'm a big fan of ChangeNOW! It's super easy to use and has tons of coins to choose from, making it great for finding the best exchange rates on the go. I love that it's completely anonymous and doesn't require any registration, plus the rates are always competitive—no need to hunt around for the best deal.
10. BookMyForex Currency Exchange
Live rates, competitive prices, Doorstep delivery, convenient service
Download:
Application information
| Category | Finance |
| Downloads | Over two hundred thousand downloads |
| Features | BookMyForex lets you buy and sell foreign currencies, manage travel money, and transfer funds internationally with live exchange rates, all in one app. |
| Who It’s For | People who need to exchange currency for travel or other purposes, seeking the best rates and a convenient solution. |
- Tags:
- Real-time currency rates
- Door-step Forex Delivery
- Multi-currency Forex Card
BookMyForex Currency Exchange is an app that aims to simplify your foreign exchange needs, but its user experience can be inconsistent. While praised for its competitive rates and ease of use in the past, recent reviews highlight a decline in service quality. Users are frustrated by the lack of transparency in the process, particularly regarding payments and communication with vendors. Some have reported inconsistent delivery and a sudden drop in customer support responsiveness, leaving users feeling disappointed and looking for alternative exchange rate apps.
Pros & Cons
- Competitive exchange rates offered
- Convenient online platform for transactions
- Wide range of currency options available
- Secure and reliable money transfer service
- Unreliable delivery service inconsistencies
- Poor customer support and communication issues
- Confusing and frustrating user experience
Why we chose it?
I'm a huge fan of BookMyForex! It's my go-to app for finding the best exchange rates, especially since it pulls from multiple sources and shows you live rates. I also love that it's so convenient, allowing me to order currency online and have it delivered right to my doorstep. Plus, their customer service is top-notch - they're always happy to answer any questions I have.
11. Multi
Current exchange rates, Currency calculator, Exchange office map
Download:
Application information
| Category | Finance |
| Downloads | Over 190,000 downloads |
| Features | This exchange rates app offers real-time currency rates, a currency converter, a map of nearby banks and exchange offices, charts and history of exchange rates, and the ability to reserve exchange rates and currency. |
| Who It’s For | Anyone who needs to track or convert currencies, especially those in Ukraine. |
- Tags:
- Real-time currency rates
- Map of exchange offices
- Currency calculator
Multi is a comprehensive exchange rates app for Ukrainian users, offering real-time rates for various sources including banks, exchange centers, and the National Bank of Ukraine (NBU). While the app provides a wealth of information, users have expressed a desire for more localized features, such as the ability to choose favorite banks and exchange booths within their immediate area. Additionally, the app's interface language concept has been questioned, with users suggesting it automatically adapt to the user's device language settings for a more intuitive experience. Despite these points, Multi remains a popular choice for Ukrainians seeking to stay informed on currency fluctuations and find the best rates for their needs.
Pros & Cons
- Provides currency rates updates
- Offers bank and exchange data
- Includes black market rates
- Displays NBU (National Bank) rates
- Lacks local data prioritization
- Confusing interface language concept
- Missing English language support
Why we chose it?
I'm a big fan of Multi for finding the best exchange rates! It's got all the major currencies, plus crypto too, which is awesome. The built-in calculator makes it super easy to figure out how much I'll get for my money, and the map feature lets me find the nearest exchange office in a flash.
12. Instant Currency Converter
Offline mode for currency conversion, Historical charts for exchange rate trends
Cost:
Free (Free), Premium ($2.99/month)
Download:
Application information
| Category | Finance |
| Downloads | Over 73,000 downloads |
| Features | This exchange rates app offers stylish design, historical charts, offline mode, a built-in calculator, and supports over 450 currencies, including fiat money, crypto-coins, and metal prices. |
| Who It’s For | Anyone looking for a quick and easy way to convert between currencies, both online and offline. |
- Tags:
- Offline currency conversion
- 450+ currencies supported
- Real-time exchange rates
The "Instant Currency Converter" app is a lifesaver for travelers and anyone dealing with multiple currencies. This intuitive exchange rates app is praised for its simplicity, allowing users to effortlessly convert any input across a wide range of currencies. One user in India raves about the app's "brain dead simple" interface, making currency conversions a breeze. While the app is appreciated for its helpfulness, a user expressed minor annoyance with ads appearing while typing in numbers. Despite this, the app's accuracy and ease of use proved invaluable during a trip to Costa Rica, helping a user confidently navigate fluctuating exchange rates and potential overcharges from some vendors.
Pros & Cons
- Simple and easy to use
- Automatic currency conversion
- Helpful for exchange rates
- Provides informed pricing
- Annoying ads during input
- Overcharging by some vendors
- Inaccurate exchange rates reported
Why we chose it?
I love Instant Currency Converter because it's so quick and easy to use! I can see historical charts for exchange rates, which is super helpful for making decisions, and it even has an offline mode, so I can convert currencies even when I'm on the go without internet. Plus, with its built-in calculator, I can easily figure out how much I'll spend on my travels. It's definitely my go-to app for exchange rates!
13. Currencies Direct
Live exchange rates, 24/7, Zero transfer fees, great rates, Secure multi-currency wallet
Download:
Application information
| Category | Finance |
| Downloads | Over 68,000 downloads |
| Features | The Currencies Direct app allows you to send money abroad with great rates and zero transfer fees, check live exchange rates, buy currency, store it in a secure wallet, and send it whenever you need. |
| Who It’s For | Anyone looking for an exchange rates app to send money abroad with great rates and zero transfer fees. |
- Tags:
- Zero transfer fees*
- Great exchange rates
- 24/7 currency transfers
"Currencies Direct" is a highly-rated exchange rates app that lets you send and spend money seamlessly, with great rates and zero transfer fees. Users rave about its ease of use, with features like live exchange rates, multi-currency wallets, and the ability to send money 24/7. However, some users have reported issues with the app freezing or displaying error messages, which can be frustrating when trying to track exchange rates for the best deals. While the app itself may have some technical hiccups, users consistently praise the company's stellar customer service, noting their quick response times and helpful, knowledgeable staff.
Pros & Cons
- Excellent exchange rates
- Fast and reliable service
- Friendly and helpful customer service
- Verified by Visa integration
- App can be unreliable
- Alerts may not work properly
- Difficult to track money transfers
Why we chose it?
I've been using Currencies Direct for a while now and I love it! It gives me fantastic exchange rates that are much better than the banks, and it's super easy to use for sending money abroad. Plus, they have no transfer fees, so I get more of my money where it needs to be.
14. Easy Currency Converter
Real-time exchange rates, Over 150 currencies supported, Offline conversion available
Download:
Application information
| Category | Travel & Local |
| Downloads | Over 62,000 downloads |
| Features | This exchange rates app provides real-time currency and cryptocurrency conversion for over 400 options, including offline mode, favorite currency saving, and a built-in calculator. |
| Who It’s For | Travelers, business professionals, and anyone needing quick and easy currency conversions. |
- Tags:
- Real-time rates
- 150 currencies
- Offline Functionality
"Easy Currency Converter" is a breath of fresh air in the world of exchange rates apps. This app delivers on its promise of simplicity and accuracy, offering users a clean, ad-free experience. It's praised for its intuitive design and the ability to quickly add and convert numerous currencies. While the app shines in its core functionality, users have pointed out a few minor tweaks that could elevate the experience, such as the ability to reorder the currency list for personalized preference and a more user-friendly display of large currency values.
Pros & Cons
- No ads, refreshing experience
- Well designed, accurate, functional
- Easy to add currencies, free
- Real-time rates, 400+ currencies
- Currency order not customizable
- Delayed update messes up conversions
- Missing 1000s delimiters in values
Why we chose it?
I absolutely love Easy Currency Converter! It's my go-to app for exchange rates because it's super fast and accurate, offering real-time data for hundreds of currencies and cryptocurrencies. Plus, it's completely free and ad-free, which makes it a real winner in my book. And let's not forget, it works offline too, so you can stay on top of your finances even when you're traveling!
15. Centi PRO
Over 170+ currencies supported, Offline access to rates, Custom currency creation
Download:
Application information
| Category | Finance |
| Downloads | Over 2,000 downloads |
| Features | Centi PRO is an exchange rates app that offers currency conversion for over 170 currencies, widgets, offline access, historical charts, and custom currency creation. |
| Who It’s For | Travelers, investors, and anyone who needs to track exchange rates. |
- Tags:
- 170+ Currencies
- Custom Currencies
- Offline mode
Centi PRO is a sleek and efficient exchange rates app that delivers on its promise of simplicity and speed. Users praise its intuitive interface, which allows for quick conversion of over 170 currencies and clearly displays currency strength with red or green blocks. While some users have suggested improvements like starting conversion calculations from scratch and allowing full custom currencies without USD pegging, the app generally fulfills its purpose. Although a bug occasionally causes unsaved changes during currency ordering, Centi PRO remains a reliable and user-friendly tool for staying on top of exchange rates.
Pros & Cons
- Provides clear currency comparison
- Offers quick conversion functionality
- Displays exchange rates at a glance
- Concise and easy to use
- Does not allow starting from scratch
- Limited customization for base currency
- May lose progress when changing currency order
Why we chose it?
Centi PRO is my go-to app for exchange rates because it's super fast and accurate, plus it lets me create custom currencies for my own projects! It's also completely offline, so I can use it even when I'm traveling and don't have internet access. I love that it's ad-free and doesn't drain my battery with background processes.