The 19 best online banking apps on Android, iPhone

Online banking apps offer convenience, security, and a range of features to manage your finances. From mobile check deposits to bill pay, these apps are essential for modern banking. Top-rated apps include Venmo, Chase Mobile, and Bank of America Mobile Banking.

App Logo Available On Reviews Downloads Features
1. Venmo Venmo Icon Android, iOS 4.9/5 55M+ Fast and secure payments, Social payment sharing, Rewards and cashback
2. Chase Mobile Chase Mobile Icon Android, iOS 4.8/5 51M+ Deposit checks remotely, Send money with Zelle, Monitor credit score
3. Bank of America Mobile Banking Bank of America Mobile Banking Icon Android, iOS 4.8/5 48M+ Erica virtual assistant, Touch ID / Face ID login, Photo check deposit
4. Wells Fargo Mobile Wells Fargo Mobile Icon Android, iOS 4.9/5 42M+ Fingerprint Sign On, Deposit checks remotely, Send money with Zelle
5. Zelle Zelle Icon Android, iOS 4.8/5 27M+ Fast bank-to-bank transfers, Easy enrollment with email or mobile number
6. Chime Chime Icon Android, iOS 4.8/5 25M+ Overdraft up to $200, No monthly fees, Get paid early
7. Dave Dave Icon Android, iOS 4.8/5 12M+ Up to $500 advance, No credit check, No late fees
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1. Venmo

Venmo Icon

Fast and secure payments, Social payment sharing, Rewards and cashback


Cost: Venmo Standard (Free), Venmo Premium ($4.99/month)

Venmo, a mobile payment service, allows users to send and receive money from friends and family with ease. With its user-friendly interface and social media-like features, Venmo makes it simple to split bills, pay for shared expenses, and even add comments to transactions. Available on both iOS and Android devices, Venmo has become a popular choice for mobile payments, particularly among younger generations. Its integration with social media platforms such as Facebook and Twitter further enhances its convenience and social aspect.

Download: Android, iOS

Venmo - Fast and secure payments, Social payment sharing, Rewards and cashback
  • Tags:
  • Fast money transfer
  • Split payment requests
  • Venmo debit card

Application information:

Downloads 55+ million
Features Venmo is a mobile payment service that allows users to send and receive money to and from other users using a mobile phone app. Venmo also offers a debit card that can be used to make purchases anywhere Visa is accepted.
Pros Venmo is easy to use, convenient, and secure.
Cons Venmo charges a fee for certain transactions, and there have been some security concerns raised about the app.

Comments and Reviews from users:

Gardner DeVore: “I have both my personal and my business page set up. The personal page is excellent. The business page is getting obnoxious. It always tells me I have 1 notification. It is always the same and will not go away. It is the "Good news, your business has been verified" notice. If I hit the "Got it" macro, I am taken back to my business page and the notification bell has the red dot with 1 in it still. It is an endless loop. There is no way to dismiss it.” – 4/5 in Play Store

Michelle Krieger: “Always have been great! But convinced just recently when my account was compromised because of ticket master getting hacked and my venmo info was sold off to someone or group. They drained my account! I turned off my card (Easy to do) and reported it stolen. Venmo customer service went thru all the transactions with me and filed disputes for all of unauthorized transactions. It took one week for them to investigate and then all that money went back into my account. Thank you Venmo!!!” – 5/5 in Play Store

✨ Read more: app to pay bills online

2. Chase Mobile

Chase Mobile Icon

Deposit checks remotely, Send money with Zelle, Monitor credit score


Cost: Chase Mobile (Free), Chase Mobile with Zelle (Free)

Chase Mobile is a highly-rated mobile banking app offered by JPMorgan Chase. It allows users to conveniently manage their finances on the go, including checking account balances, transferring funds, depositing checks, and viewing transaction history. The app also provides access to bill pay, mobile check deposit, and Zelle person-to-person payments. With its intuitive interface and robust security features, Chase Mobile makes banking easier and more accessible for its users.

Download: Android, iOS

Chase Mobile - Deposit checks remotely, Send money with Zelle, Monitor credit score
  • Tags:
  • Mobile banking
  • Zelle Payments
  • Credit Score Tracking

Application information:

Downloads 50,812,097
Features Chase Mobile lets you check balances, pay bills, deposit checks, and more, all from your mobile device.
Pros User-friendly interface, wide range of features, secure and reliable.
Cons Some users have reported occasional glitches and crashes, may not be compatible with all devices.

Comments and Reviews from users:

Brian Hilderbrand: “My only issue is with alerts being either inconsistent or just plain not functional. I'm set up to receive deposit alerts for direct deposits to my account both by text and from the app. For over two years now I don't think I've received a single one for that, but other notifications i have. It is not an issue with my phone, their notification system is just terrible” – 3/5 in Play Store

Ray Vega: “The app let's me do my basic banking tasks just fine. The user interface (UI) is very nicely done. However, they need to work on the brokerage portion within the app---market trading data isn't in real time. Change the custom stock / ETF screener back to the previous version. The new version isn't as robust as the previous version. For example, the ability to fine tune the attributes to search stock's or ETF's is gone.” – 3/5 in Play Store

✨ Read more: app for saving money

3. Bank of America Mobile Banking

Bank of America Mobile Banking Icon

Erica virtual assistant, Touch ID / Face ID login, Photo check deposit


Cost: Bank of America Mobile Banking (Free), Bank of America Mobile Banking Premium ($5.99/month)

Bank of America Mobile Banking app lets you bank securely and conveniently from your mobile device. With this app, you can:

  • View your account balances and transaction history
  • Transfer money between Bank of America accounts
  • Deposit checks using your phone's camera
  • Pay bills and schedule payments
  • Manage your debit and credit cards
  • Find nearby ATMs and banking centers

The app is free to download and use, and it's available for both iOS and Android devices. Bank of America Mobile Banking is a safe and secure way to bank on the go. The app uses advanced encryption technology to protect your personal and financial information.

Download: Android, iOS

Bank of America Mobile Banking - Erica virtual assistant, Touch ID / Face ID login, Photo check deposit
  • Tags:
  • Secure Mobile Banking
  • Convenient Money Management
  • Erica Virtual Assistant

Application information:

Downloads 48,173,218
Features View your balances, transfer money between your accounts, deposit checks, and find the nearest ATMs or branches.
Pros Easy to use, convenient, and secure.
Cons There have been some reports of the app crashing or freezing, some users have also complained about the lack of features compared to other banking apps.

Comments and Reviews from users:

A Google user: “As of about a month ago, the app no longer sends out alerts (mobile notifications) that I have set up and turned on, such as direct deposit received, online/phone purchases made, new e-bill ready, credit card payment due, etc. It always worked beforehand. I've called customer service twice, and still no fix. Update: the bank of america technical support was great and extremely helpful at handing this issue. They were in constant contact with me to get it working again. So app is great” – 5/5 in Play Store

Steven Lefavour: “All of the functions I use, nice appearance, feels secure, easy for me to navigate. A year later, I still like it; intuitive and unobtrusive. I would probably keep my money elsewhere if their app was terrible. Another year later and I'd say the updates they've made are net improvements. The security reminders are effective, meaning, I don't automatically blow them off when they appear.” – 5/5 in Play Store

✨ Read more: app to check credit score

4. Wells Fargo Mobile

Wells Fargo Mobile Icon

Fingerprint Sign On, Deposit checks remotely, Send money with Zelle


Cost: Wells Fargo Mobile (Free), Wells Fargo Mobile - Paid (Paid)

Wells Fargo Mobile is a mobile banking app that allows you to access your Wells Fargo accounts anytime, anywhere. With Wells Fargo Mobile, you can check your balances, view transactions, transfer money, pay bills, and more. You can also use Wells Fargo Mobile to deposit checks, find ATMs, and contact customer service. Wells Fargo Mobile is available for free on the App Store and Google Play.

To use Wells Fargo Mobile, you must be enrolled in Wells Fargo Online Banking. Once you are enrolled, you can download the Wells Fargo Mobile app and sign in with your Online Banking username and password.

Download: Android, iOS

Wells Fargo Mobile - Fingerprint Sign On, Deposit checks remotely, Send money with Zelle
  • Tags:
  • Fingerprint Sign On
  • Deposit Checks Remotely
  • Transfer Funds Seamlessly

Application information:

Downloads 41,872,346
Features Manage your finances on the go with mobile banking, investing, and more.
Pros Easy to use, secure, and convenient.
Cons Some users have reported occasional technical glitches and limited functionality for certain account types.

Comments and Reviews from users:

Sean Walker: “Seriously? Has anybody that developed this app tried to use it? So, I have a scheduled payment. The monthly amount changed so I haphazardly search through the badly laid out app to find and edit my recurring payment. I finally find it to change the amount. But I can't save because the starting date is in the past? Really? A little bit of design work here would really help. Most other FIs will automatically default to the next scheduled payment date. Your attention to detail is severely lacking.” – 2/5 in Play Store

Graham S: “Update: restarting my phone fixed it somehow. 4* because of the hassle. Original: Several days ago the app stopped working on my S24 Ultra. I get the error "We are not able to complete your sign on request at this time. Please check your internet connection or try again later." this happens on wifi and cellular network. I have no issues logging in directly on the website. I tried clearing cache and data. I tried uninstalling and reinstalling. Can't figure out what's going on. Please fix this.” – 4/5 in Play Store

✨ Read more: app to send money

5. Zelle

Zelle Icon

Fast bank-to-bank transfers, Easy enrollment with email or mobile number


Cost: Zelle (Free), Zelle Premium ($4.99/month)

Zelle is a mobile payment service that allows users to send and receive money quickly and easily. It is available to customers of over 1,000 banks and credit unions in the US. To use Zelle, users simply need to create an account and link their bank account or debit card. They can then send money to anyone in their contact list who has a Zelle account. Zelle is a fast, safe, and convenient way to send money to friends, family, and businesses. It is also a great way to split bills or pay for goods and services.

Download: Android, iOS

Zelle - Fast bank-to-bank transfers, Easy enrollment with email or mobile number
  • Tags:
  • Fast money transfer
  • Safe and Secure
  • Easy to use

Application information:

Downloads 26,865,217
Features Zelle is the fast, safe, easy way to send money to friends and family.
Pros Easy to use, fast, secure
Cons May not be available to all banks, transaction limits may apply

✨ Read more: app to borrow money

6. Chime

Chime Icon

Overdraft up to $200, No monthly fees, Get paid early


Cost: Chime Free, Chime Pro (10)

Chime is an online banking app that offers a variety of financial services, including no-fee checking and savings accounts, fee-free overdraft, and early payday. Chime also offers a mobile app that allows users to manage their finances on the go. The Chime app is available for both iOS and Android devices. It has a user-friendly interface and allows users to easily check their balance, make deposits, pay bills, and transfer money. Chime is a great option for people who are looking for a convenient and affordable way to manage their finances.

Download: Android, iOS

Chime - Overdraft up to $200, No monthly fees, Get paid early
  • Tags:
  • Overdraft up to $200 fee-free
  • Get paid up to 2 days early
  • No monthly fees‡

Application information:

Downloads 25,208,707
Features Chime offers banking services with convenient features like no monthly fees, fee-free overdraft, and early payday access.
Pros No monthly fees, fee-free overdraft, early payday access
Cons Limited physical bank branches, potential fees for out-of-network ATM withdrawals, may not be suitable for those who prefer traditional banking services

Comments and Reviews from users:

SuperStar ShayShay: “I've been with chime a little over 5 years and I have to say I don't like the new features. The credit builder card has dropped my credit some after using it. I haven't been getting paid "2 days faster." It's normally the night before or the night of payday.I miss getting my deposit around noon.. Customer service is lovely. I'd give them 5 stars by themselves. I barely get notifications. I've deleted and reinstalled the app and still have to open it to check my balance.” – 2/5 in Play Store

Jesse: “The app is great but the huge issue; as mentioned in tons of new reviews is that the notifications no longer work. There's nothing for transactions or direct deposit even with the settings set to ON. Hopefully Chime addresses this with more than automated responses. Tried logging in and out multiple times as well as reinstalling the app amd still no luck” – 3/5 in Play Store

7. Dave

Dave Icon

Up to $500 advance, No credit check, No late fees

Dave is a mobile banking app that offers a variety of financial services, including payday advances, early paycheck access, and cash back rewards. Dave also provides budgeting tools and financial advice to help users manage their money more effectively. The app is free to download and use, and there are no hidden fees. Dave makes money by charging a monthly subscription fee of $1 for its premium services, which include higher advance limits and faster paycheck access.

Download: Android, iOS

Dave - Up to $500 advance, No credit check, No late fees
  • Tags:
  • Fast cash advances
  • Zero Interest, No Credit Checks
  • Goal Tracking and Budgeting

Application information:

Downloads 11,996,334
Features Receive up to 500 dollar advance, get paid early, earn cash back, save money, find work.
Pros No hidden fees, easy to use, fast approval, no impact on credit score.
Cons Only available in the United States, requires a bank account, may not be approved for the full amount.

Comments and Reviews from users:

Johnny Maddox: “Pretty good app, borrow up to $500 till payday and don't want to pay a bunch of interest back. $210 to borrow $200, that's a $6 fee & $4 or more to help feed the hungry(optional). It bases it on how much you get deposited in your account, how often, & balance. I've seen it offer $125 or less to a account with $100 or less balance then $150 or more balance offer $200. Most people need the bigger amount when they don't have much in their account, not when they do is only bad about it I noticed.” – 5/5 in Play Store

Christiana Barbito: “I love Dave! This has come through for me for a couple of years now! I do get annoyed that my cash-out amount will change randomly and they say it tracks spending etc however I feel that if you pay back each time with no issues then why should they determine that you don't "need" to spend that much this time or that but other than that this app has been a real lifesaver. Quick and Easy.” – 5/5 in Play Store

8. U.S. Bank Mobile Banking

U.S. Bank Mobile Banking Icon

Personalized Insights, U.S. Bank Smart Assistant, Security at your fingertips


Cost: Free, Paid (Not available)

U.S. Bank Mobile Banking app offers a convenient and secure way to manage your finances on the go. With this app, you can check your account balances, view recent transactions, transfer funds, deposit checks, pay bills, and more. The app also includes features like Zelle, which allows you to send and receive money from friends and family. The U.S. Bank Mobile Banking app is available for both iOS and Android devices.

Download: Android, iOS

U.S. Bank Mobile Banking - Personalized Insights, U.S. Bank Smart Assistant, Security at your fingertips
  • Tags:
  • Secure and convenient
  • Manage accounts easily
  • Personalized Insights

Application information:

Comments and Reviews from users:

Felicitas Avendano: “App works fine for most functions. It's the "Deposited check" feature that is very frustrating. The auto capture rarely ever works and I have to wait for a while until the option to "take it yourself" pops up and I can take the picture of the check. I wish I could just bypass the auto capture and just take the photo myself without the wait. BTW, the auto camera was awesome in an earlier version of this app.” – 4/5 in Play Store

Novakat: “Best bank in town if you have one in town, and their app is easy to use, navigate, and works like a charm! I gave up on credit unions when any I joined kept snail-mail spamming me with offers of Life Insurance that I didn't ask for. US Bank is great for VETS! Being a US military veteran, I am exempt from certain modest fees that I might otherwise have to pay. App allows easy viewing of my accounts' balances and details, everything I do with the app is done INSIDE the app. Nice!” – 5/5 in Play Store

9. PNC Mobile

PNC Mobile Icon

Quick and easy check deposits, Secure fingerprint or Face Authentication


Cost: PNC Mobile Free (Free), PNC Mobile Premium (Paid)

PNC Mobile is a mobile banking app offered by PNC Bank that allows customers to access their accounts, make transactions, and find nearby branches and ATMs. The app is available for both iOS and Android devices. PNC Mobile offers a variety of features, including:

  • Account balances and transaction history
  • Bill pay and mobile check deposit
  • Branch and ATM locator
  • 24/7 customer service

PNC Mobile is a convenient and secure way to bank on the go. The app uses advanced security measures to protect customer information, and it is backed by PNC Bank's 24/7 customer service.

Download: Android, iOS

PNC Mobile - Quick and easy check deposits, Secure fingerprint or Face Authentication
  • Tags:
  • Secure and convenient
  • Easy Money Management
  • Fast and efficient

Application information:

Downloads 8,622,935
Features The PNC Mobile app helps users manage their finances on the go with features like account access, bill payment, mobile check deposit, and branch/ATM locator.
Pros Easy to use, convenient, and secure.
Cons May experience occasional technical issues, and some features may require a fee.

Comments and Reviews from users:

Nicholas Roberto: “App doesnt maintain the biometric authentication (it clears everytime I open the app). Password requirements are extremely stupid, using a special character is optional, but you're not allowed to use most special characters. This to me is a security concern and reduces the randomness of my password. Additionally, because it doesn't save the biometrics AND the password requirements are questionable, I am constantly having to reset my password, which is a security threat. Do better.” – 2/5 in Play Store

Robbert de Wilde: “Worst banking app I've ever used. The biometric option randomly turns off, and it forgets my username randomly. But that's just the login. In order to see routing info you need to get an sms to see it, why, why is this so over-engineered. I'm already logged in. Why another layer of security. Is your login not secure?! The overview of accounts is unclear and you cannot set up automatic payments for your credit card if there isn't anything due. Its just overal frustrating and badly designed.” – 2/5 in Play Store

10. MoneyLion

MoneyLion Icon

Fast cash advances, Mobile banking, Cashback rewards


Cost: Free, Premium (19.99)

MoneyLion is a mobile banking and financial services app that offers a range of features to help users manage their money better. These include a checking account, a high-yield savings account, a credit-builder loan, and a cash advance feature. MoneyLion also offers a variety of financial tools, such as a budgeting tool, a credit score tracker, and a financial literacy program. The app is available for both iOS and Android devices.

Download: Android, iOS

MoneyLion - Fast cash advances, Mobile banking, Cashback rewards
  • Tags:
  • Fast cash advances
  • Mobile banking
  • Cashback rewards

Application information:

Downloads 5,661,340
Features No-fee checking account with optional RoarMoney℠ checking account, Instacash advances up to $250, access to credit builder loans, and cashback rewards on purchases.
Pros Quick and easy access to cash advances, no hidden fees, helps build credit.
Cons Low advance limit, high interest rates on loans, requires direct deposit to qualify for some features.

Comments and Reviews from users:

Brandon Bookwalter: “Not bad gives nice advances. Only thing that sucks is the fact that they try to trick you into giving them more money. First screen is a tip screen, u say 0$, next it loads the advanced screen which auto puts them getting a 10$ tip (after u said 0) also I change to free delivery of my money, next screen asks u to change back to instant deposit for 9$, then one last give us a tip screen. This is super annoying and pisses me off if I mess up one step because I am out of extra money when I repay” – 3/5 in Play Store

Eli Hampton: “The service MoneyLion offers can be really helpful. I like the cash advance, but you should be allowed to draw your max with just one fee and/or the optional tip. The AI support is less than stellar, but try going directly to the customer support they provide to some of the complaints here; you may have better results with your issues. I really like the credit builder, but I don't forsee making payroll deposits at this time.” – 3/5 in Play Store

11. Varo Bank

Varo Bank Icon

No monthly fees, Get paid up to 2 days early, Instantly send/receive money with Zelle


Cost: Standard (Free), Premium ($9.99/month)

Varo Bank is a mobile-only bank that offers a variety of financial services, including no-fee checking and savings accounts, as well as credit-building tools. The Varo Bank app is available for both iOS and Android devices, and it allows users to manage their accounts, track their spending, and send money to friends and family. Varo Bank is a great option for people who are looking for a convenient and affordable way to bank. The app is easy to use and offers a variety of features that can help users manage their finances.

Download: Android, iOS

Varo Bank - No monthly fees, Get paid up to 2 days early, Instantly send/receive money with Zelle
  • Tags:
  • No monthly fees‡
  • Early direct deposit
  • Credit builder

Application information:

Downloads 5,373,239
Features Get up to $200 for referring friends to Varo Bank, and up to $500 when you open a Varo Believe Credit Builder Account.
Pros No monthly fees, high yield savings account, mobile check deposit, and early paycheck access.
Cons No physical bank branches, a limited number of ATMs, and customer service can be slow to respond.

Comments and Reviews from users:

Masia S: “I actually liked varo at first. UI is okay, note too cluttered like other apps, and their secured credit card program is great- easy to use no excessive fees etc. But in the end, I can't have a bank where the card regularly declines normal purchases regularly (errant fraud protection issue), and doesn't have live custoner service after 4pm EST. Having dinner get declined and not being able to talk to anyone to fix it can be frustrating. Having it happen multiple times for vital purchases? Ugh” – 3/5 in Play Store

Thia C.: “It's a good bank with great perks, but absolutely NO customer service support is available. They say they have live chat via the app, but they don't! It's a bot that doesn't understand and keeps repeating the same questions even after you've answered! If Varo can't have a LIVE person available to assist when necessary, I'll have to switch my banking!” – 2/5 in Play Store

12. Current

Current Icon

Build credit safely, Access cash quickly, No overdraft or ATM fees


Cost: Current Free, Current Premium (4.99)

Current is a mobile banking app that offers a variety of features to help you manage your finances. With Current, you can get paid up to 2 days early with direct deposit, save money with automatic savings, and spend with a debit card that offers cash back on every purchase. Current also has no hidden fees or minimum balance requirements, making it a great option for people who are looking for a simple and affordable way to bank.

Download: Android

Current - Build credit safely, Access cash quickly, No overdraft or ATM fees
  • Tags:
  • Build credit safely
  • Access cash quickly
  • Skip overdraft fees

Application information:

Downloads 5,208,028
Features Mobile banking, budgeting, and investing apps that offer personalized financial advice, easy budgeting tools, and the ability to earn interest on your savings.
Pros User-friendly interface, personalized financial advice, budgeting tools, high interest rates on savings.
Cons Some advanced investment features may be missing, may not be suitable for complex financial needs, customer support may not be available 24/7.

Comments and Reviews from users:

Cary DuBois: “I've had this account for almost two years and it's so good with security and the ability to manage your spending and what you can save . It allows you to block certain apps and helps with subscriptions. well it helps with management of your whole account. allows you to build your credit with its build credit card and get an advancement with direct deposit- depends on your direct deposit amount. but overall an exceptional app. I'm pleased and secured.” – 5/5 in Play Store

Christina Wallace: “Current is the best prepaid debit card and banking app I've ever used! I love it! I use it to get paid for all my jobs via direct deposit and I always get paid and have access to my paycheck a day or 2 earlier than my coworkers. I love all the features and perks such as my FEE-FREE over draft! I have heard so many horror stories from friends about having to pay huge over draft charges for each purchase, but not with Current! They also offer paycheck advances! It's so easy and I love it!” – 5/5 in Play Store

13. GO2bank

GO2bank Icon

No surprise fees, Early paydays, Built-in backup


Cost: Free, Premium (4.99)

GO2bank is a mobile banking app that offers a wide range of features and benefits, including:

  • No monthly fees
  • No overdraft fees
  • No minimum balance requirement
  • Free ATM withdrawals at over 40,000 ATMs nationwide
  • Mobile check deposit
  • Online bill pay
  • And much more!

GO2bank is a great option for people who are looking for a convenient and affordable way to manage their money. With its low fees and wide range of features, GO2bank is a great value for your money.

Download: Android, iOS

GO2bank - No surprise fees, Early paydays, Built-in backup
  • Tags:
  • No surprise fees
  • Early paydays
  • Built-in backup

Application information:

Downloads 4,463,545
Features Open an account in minutes, Get paid up to 2 days early with Early Direct Deposit, Find 40,000+ no-fee Allpoint ATMs nationwide, Send and receive money for free with Zelle®, Mobile check deposit, budgeting tools, and more!
Pros Easy to open an account, Get paid early, Find no-fee ATMs nationwide, Send and receive money for free
Cons Monthly fee ($5) if you don't make a direct deposit of $500+ each month, Not many physical bank branches, Some users have reported issues with customer service

Comments and Reviews from users:

Fox Acid: “Everyone should try this app if they're looking for a mobile checking and savings account rolled into a simple app. Once you get a couple of direct deposits totaling over 400 dollars in a 1 month period, the app will allow you to apply for a secured credit builder card. It really comes in handy when renting cars and making big purchases. You can also lock and unlock both the debit and secured credit building card when not in use all from one app. All in all this is a useful financial tool.” – 5/5 in Play Store

Danielle Thomas: “Not a very great app. I have used this app with direct deposit every single week with more than qualifying deposits for all of the additional features. I was instantly able to get the Credit Builder card. Was still charged the $5 a month fee and was finally able to get it canceled and the previous ones I was not supposed to get charged refunded back to me. As for the early pay love it. The Optional Overdraft Feature is HORRIBLE! STILL HAVENT FIXED AFTER MULTIPLE TIMES TALKING TO CUSTOMER SERVICE” – 3/5 in Play Store

14. Regions Bank

Regions Bank Icon

Fingerprint login, Mobile deposits, Budgeting tools


Cost: Regions Bank (Free), Regions Bank Premium ($4.99)

Regions Bank's mobile banking app provides secure and convenient banking at your fingertips. Manage your accounts, pay bills, deposit checks, and find ATMs and branches, all while on the go. With advanced security measures and a user-friendly interface, you can bank with confidence wherever you are. Download the Regions Bank app today and experience the convenience of mobile banking.

Download: Android

Regions Bank - Fingerprint login, Mobile deposits, Budgeting tools
  • Tags:
  • Secure login (biometrics)
  • Manage finances (budgeting)
  • Send money (Zelle)

Application information:

Downloads 4,367,877
Features Regions Mobile Banking allows you to bank where you want, when you want, with the convenience of your mobile device.
Pros Easy to use, convenient, secure
Cons May not be as comprehensive as online banking, may require data usage

Comments and Reviews from users:

A Google user: “The app used to work. And then all of a sudden it never allowed me to login. I uninstalled the app and turned my phone off and then reinstalled the app and it still wouldn't allow me to login. I can't get to help menu. **Update** Regions contacted me and made the necessary updates to the app. Everything is working again. Change from 2 stars to 5 stars.” – 5/5 in Play Store

A Google user: “The new version is an improvement, but refuses to close. Update - So now the app closes properly, but making mobile deposits with it is a nightmare. It snaps the picture while I'm trying to center the check in the frame and always takes multiple attempts to get it to work. Then, after I've gone through all the steps, I get "cannot complete at this time." If it wasn't for the free checking I would change banks just because this app keeps getting worse.” – 3/5 in Play Store

15. Fifth Third

Fifth Third Icon

Secure account access, Deposit checks remotely, Person-to-person payments


Cost: Fifth Third (Free), Fifth Third Premium (Paid)

Fifth Third is a mobile banking app that allows you to bank on the go, 24/7. With Fifth Third, you can check your account balances, view transactions, transfer money, pay bills, and more. The app is free to download and use, and it's available for both iPhone and Android devices. Fifth Third is a safe and secure way to bank, and it's backed by the strength of Fifth Third Bank, one of the largest banks in the United States.

Download: Android, iOS

Fifth Third - Secure account access, Deposit checks remotely, Person-to-person payments
  • Tags:
  • Secure account access
  • Remote check deposit
  • Fast Money Transfers

Application information:

Comments and Reviews from users:

Bryan Sweasy: “New app is a step backwards. First, it's kind of ugly. More importantly, it crashes often, and though I enable biometric login, more than half of the time when I try to use it I am told I haven't enabled it and am forced to log in manually and turn it on again. And just now when I attempted to pay a bill the amount was wrong. I thought I'd mistyped something but nope. I pressed three digits and the amount to be paid showed as "$151,360.00" Then the program crashed. Did no one beta test this?” – 2/5 in Play Store

Dennis Fox: “The latest version of this app fixed noticable things! But it won't log in most of the time, just hangs. I'm still hopeful these less important things will also be improved: 1) Spacing between items is too much, too much swiping to find a transaction. It would be great if a setting would let me choose between single or multiline transactions 2) Why does the app only display the last few transactions unless you click on a link. Update: The app now displays images of checks!” – 2/5 in Play Store

16. SoFi

SoFi Icon

Up to $1000 in free stock, Earn up to 4.60% APY, Invest in popular financial assets


Cost: Free, Premium (4.95)

SoFi is a mobile banking app that offers a range of financial products and services, including checking and savings accounts, loans, and investing. It is known for its competitive interest rates and low fees. The app is easy to use and provides a variety of features to help users manage their finances, including budgeting tools, financial planning resources, and access to financial advisors. SoFi also offers a rewards program that allows users to earn points on everyday purchases, which can be redeemed for cash back or other rewards.

Download: Android, iOS

SoFi - Up to $1000 in free stock, Earn up to 4.60% APY, Invest in popular financial assets
  • Tags:
  • Up to $1000 free stock
  • High-yield checking and savings
  • No account fees

Application information:

Downloads 3,685,033
Features SoFi offers a suite of financial products including checking and savings accounts, loans, credit cards, and investment services.
Pros High APY on checking and savings accounts, low fees, user-friendly interface.
Cons Limited branch network, some fees associated with certain accounts and services, may not be the best option for everyone.

Comments and Reviews from users:

Tiffany: “i like the improvements made to the dashboard that allows me to see more of the financial insights. wish the accounts would stay connected and that it would support my mortgage company and track property value via zillow. yes i can track anything manually, but it would really be helpful to get more accurate and current data automatically. the tip is to not solely rely on plaid to connect to financial institutions..” – 3/5 in Play Store

Ryan Karvelas: “It is really a great start. The rewards,checking,savings etc.. The investment side needs a lot of work. You are way too limited in trading options, searches, lists, lack of in house crypto, lack of easily readable & searchable gainers from not just the top stocks but the whole game which potentially earns way higher daily trading returns. Take a look at what Robinhood does right integrate it into your investment application & you really would have a true game changing banking & investing app.” – 3/5 in Play Store

17. Citizens Bank Mobile Banking

Citizens Bank Mobile Banking Icon

Deposit Checks, Pay Bills, Transfer Money


Cost: Citizens Bank Mobile Banking (Free)

Citizens Bank Mobile Banking app empowers you to manage your finances on the go, anytime, anywhere. With this user-friendly app, you can conveniently check account balances, view recent transactions, transfer funds between accounts, and pay bills in a snap. Deposit checks remotely using your device's camera, and find nearby ATMs and branches with ease. Enjoy the added security of multi-factor authentication and fingerprint or facial recognition login for peace of mind. Download the Citizens Bank Mobile Banking app today and experience the convenience of banking at your fingertips.

Download: Android, iOS

Citizens Bank Mobile Banking - Deposit Checks, Pay Bills, Transfer Money
  • Tags:
  • Mobile Check Deposit
  • Same-day credit
  • Bill pay in one place

Application information:

Downloads 2,843,014
Features Citizens Bank’s Mobile Banking app lets you check balances, pay bills, deposit checks, transfer money, find ATMs, locate branches, and more.
Pros Convenient, easy to use, secure.
Cons Minor bugs or glitches, may not have all the features of online banking.

Comments and Reviews from users:

KC Conti: “I really don't like this new app. I have to scroll to see all my accounts. The transfer process is horrible, it's as slow as molasses and hardly ever works. I have had to send the same transfer multiple times. The old app was fine, this one is way too buggy. Between no paper statements, fees to transfer between accounts, and now the app is a drag... I think I need to re-evaulate why I bank with them.” – 2/5 in Play Store

William Whyte: “The new app is a real step back from the previous version. Login is slower. The login dialog is clunky. You can't do certain transfers in the app, for example to ODP. Worst of all there's no widget, which I loved having. I don't know why they changed the app but it feels like they didn't do a proper analysis of the functionality needed before bringing in the new dev team. I've given them this feedback through feedback channels but received no acknowledgment.” – 2/5 in Play Store

18. One

One Icon

Up to 5% cash back, 3% cash back at Walmart, High-yield Savings


Cost: Free, Premium (9.99)

One is a mobile banking app that offers a range of financial services, including a high-yield savings account, debit card with rewards, and early access to paychecks. It is designed to help users manage their money more effectively and earn more on their savings. The app has been downloaded over 2 million times and has received positive reviews for its user-friendly interface and helpful features.

Download: Android

One - Up to 5% cash back, 3% cash back at Walmart, High-yield Savings
  • Tags:
  • High-yield savings
  • Early Pay
  • Debit Rewards

Application information:

Downloads 2.2 million
Features Digital bank account with early access to your paycheck, high-yield savings accounts, and debit card rewards.
Pros Early access to paychecks, high APY savings account, no account fees.
Cons Low ATM withdrawal limits, limited physical bank locations, may not be suitable for everyone's banking needs.

Comments and Reviews from users:

ange b0503: “Greatest prepaid card application you could use. Easy to navigate. No glitches or freezing. Security features for your card. Just an all around easy app to use . Great savings features of different types. If you need to transfer money from your savings into your debit, it's instant and easy to do so. Also allows different cash back options. It's the best banking app for prepaid cards. I 100+% recommend this application for the ONE card. It's an absolute must for this card!!” – 5/5 in Play Store

James Van: “This is one of the worst financial institutions ever! Constantly experiencing "technical issues" which keep you from using your card to pay for anything, withdrawing money anywhere, or doing any kind of transaction in general. This is the 3rd time now in 2 months this app has had issues and I've had chime for 4 years and have yet to experience 1 issue. It's ridiculous. I guess this should teach us to carry cash with us instead of trusting it to these 3rd rate banks.” – 2/5 in Play Store

19. Frost Bank

Frost Bank Icon

Mobile account opening, Send money with just a phone number


Cost: Frost Bank (Free), Frost Bank Paid ($4.99)

Frost Bank's mobile banking app provides a convenient and secure way to manage your finances on the go. With this app, you can check your account balances, view transaction history, transfer funds, pay bills, and deposit checks. You can also use the app to find nearby Frost Bank ATMs and branches. The app is available for both Android and iOS devices.

To use the Frost Bank mobile banking app, you must be enrolled in Frost Bank's online banking service. Once you are enrolled, you can download the app from the App Store or Google Play. The app is free to download and use.

Download: Android, iOS

Frost Bank - Mobile account opening, Send money with just a phone number
  • Tags:
  • Quick account opening
  • Easy money transfers
  • Convenient check deposit

Application information:

Downloads 500,000+
Features With Frost Bank’s mobile banking app, you can check balances, view transactions, transfer funds, pay bills, deposit checks and more.
Pros lots of great features and easy to use.
Cons None found.

Comments and Reviews from users:

A Google user: “I loved the old version. The new version is horrible. It's not as user friendly, and it's more difficult to navigate - especially if you're like me that has dyslexia. Too much white background with no definition makes it difficult to differentiate between drop downs - including the Mobile Deposit option. You need to reconsider your designer for this application.” – 2/5 in Play Store

Michelle Carbajal: “A good app that has regular maintenance. Except I am a night owl and tend to check my stuff at night when the maintenance usually happens so I have a hard time with that. But besides that it's great.” – 5/5 in Play Store