Get your finances in order with the best budgeting apps for Android and iPhone. From Splitwise for group expenses to Money Manager Expense & Budget for detailed tracking, and the user-friendly Wallet, there's an app for every need.
| App | Logo | Available On | Reviews | Downloads | Features |
|---|---|---|---|---|---|
| 1. Splitwise |  | Android, iOS | 3.4/5 | 24M+ | Effortless expense tracking, Real-time balance updates |
| 2. Money Manager Expense & Budget |  | Android, iOS | 4.8/5 | 18M+ | Double entry accounting, Budget and expense management |
| 3. Wallet |  | Android, iOS | 4.5/5 | 10M+ | Automatic expense tracking, Budget creation, Savings management |
| 4. Monefy |  | Android, iOS | 4.7/5 | 9M+ | One-click expense tracking, Budget planner and manager |
| 5. Rocket Money |  | Android, iOS | 4.3/5 | 9M+ | Track net worth, Cancel subscriptions, Negotiate lower bills |
| 6. Money manager & expenses |  | Android, iOS | 4.9/5 | 8M+ | Budget tracking, Expense monitoring, User-friendly interface |
| 7. Money Lover |  | Android, iOS | 4.6/5 | 8M+ | Expense Tracking, Budget Planning, Sync Across Devices |
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1. Splitwise
Simple expense tracking, Real-time balance updates, Automatic reminders
Cost: Splitwise (Free) (Free), Splitwise Pro ($2.99/month or $19.99/year)
Splitwise is a budgeting app that simplifies expense tracking and management, especially for shared expenses in group trips or among friends and roommates. Its intuitive interface makes expense logging a breeze, allowing users to easily record who owes what and when.
While the app initially earned praise for its user-friendliness, recent policy changes have introduced some drawbacks. The free account now limits transactions per day, and unpaid users experience a delay when logging expenses. These limitations can be inconvenient, particularly for travelers who rely on the app to stay organized. Additionally, some users have reported issues with cash payment recording and integration with other payment services.
Download:
Application information:
| Downloads | Over 10 million downloads |
| Features | Split expenses equally or unequally, track who paid what, settle up with various payment methods, create groups for shared expenses, and manage recurring expenses. |
| Pros | Simplifies expense sharing, improves group financial transparency. |
| Cons | Requires all users to have the app, potential for disputes over expense accuracy, limited offline functionality. |
- Tags:
- Easy expense tracking
- Group and individual balances
- Automatic reminders
✨ Read more: app for small business accounting
2. Money Manager Expense & Budget
Double entry bookkeeping, Budget and expense management, Asset management and accounting
Cost: Money Manager, Budget, Finance (Free), Money Manager Premium ($6.99)
Money Manager Expense & Budget is the perfect budgeting app for anyone who wants to take control of their finances. With its user-friendly interface and powerful features, it's easy to see why this app is a favorite among personal finance enthusiasts.
Whether you're just starting to budget or you're a seasoned pro, Money Manager Expense & Budget has something to offer everyone. With its customizable categories, you can track your spending in the way that works best for you. And with its insightful graphs and charts, you can easily see where your money is going and make adjustments as needed.
Download:
Application information:
| Downloads | Over 10 Million Downloads |
| Features | Expense tracking, budget planning, income recording, financial goal setting, debt management, and detailed reports and insights. |
| Pros | User-friendly, comprehensive features, customizable, and great for managing personal finances. |
| Cons | Can be overwhelming for beginners, limited investment tracking, occasional ads in free version, and some advanced features require a subscription. |
- Tags:
- Double-entry bookkeeping
- Budget and expense manager
- Personal asset management
✨ Read more: app for saving money
3. Wallet
Automatic expense tracking, Personalized budgeting, Savings and financial planning
Cost: Wallet Basic (Free), Wallet Premium (Varies by plan)
Wallet is one of the top-rated budget apps available, and for good reason. It's easy to use, with a user-friendly interface and intuitive features. One of the things that sets Wallet apart from other budgeting apps is its swipe-to-repeat feature, which makes it a breeze to enter recurring expenses. Plus, Wallet offers a variety of templates to help you get started, so you don't have to start from scratch.
Wallet has been a lifesaver for many users, helping them to track their spending, stay on top of their bills, and save money. If you're looking for a budgeting app that is easy to use and packed with features, Wallet is a great option.
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Application information:
| App Name | Wallet |
| Downloads | Over 10 Million Downloads |
| Features | Budgeting and expense tracking, financial goal setting, bank synchronization, shared wallets for joint finances, and insightful financial reports. |
| Pros | User-friendly, comprehensive features, excellent for budgeting. |
| Cons | Occasional syncing issues, limited free version, customer support can be slow. |
- Tags:
- Automatic expense tracking
- Budget Planning
- Savings management
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4. Monefy
Easy to use interface, Quick expense tracking, Detailed reports
Cost: Monefy (Free), Monefy Pro ($4.99)
Monefy is a highly-rated budgeting app that caters to users seeking an effortless and effective way to manage their finances. Its user-friendly interface allows for the seamless addition of bank accounts, expenses, and debts without the hassle of linking external bank information. This app empowers users to gain a comprehensive understanding of their spending patterns, enabling them to make informed decisions about their financial future.
Monefy offers a range of customizable features that cater to individual budgeting preferences. Users can set personalized spending budgets and create categories to track expenses, ensuring greater control over their financial goals. Additionally, the app provides insights into spending trends and offers suggestions for potential savings, empowering users to make smarter financial choices. With its intuitive design and robust functionality, Monefy is an indispensable tool for anyone seeking to take control of their finances and achieve financial well-being.
Download:
Application information:
| Downloads | Over 10 million downloads |
| Features | Tracks income and expenses, categorizes spending, visualizes cash flow with charts, sets and tracks budgets, and supports multiple currencies. |
| Pros | Simple, intuitive, user-friendly, visually appealing, and free. |
| Cons | Limited features in the free version, no investment tracking, no desktop version, requires manual data entry, and privacy concerns for some users. |
- Tags:
- One-click expense tracking
- Simple and intuitive interface
- Detailed expense categorization
✨ Read more: app to cancel subscriptions
5. Rocket Money
Manage subscriptions, Lower your bills, Create budgets
Cost: Rocket Money Basic (Free), Rocket Money Premium ($4.99-$19.99/month)
Rocket Money, a budgeting app for your mobile phone, is a godsend for those who want to take control of their finances without the hassle. With its intuitive interface and user-friendly features, it's like having a financial advisor in your pocket. It categorizes your transactions, tracks your spending, and even helps you identify areas where you can save money.
Despite a few minor glitches, Rocket Money is a powerful tool that takes the stress out of budgeting. Its beautiful visualizations make it easy to see where your money is going, and its ability to monitor subscriptions ensures you're not overpaying for services you rarely use. Whether you're a seasoned budgeter or just starting out, Rocket Money is an invaluable resource that will help you achieve your financial goals.
Download:
Application information:
| Downloads | Over 10 Million |
| Features | Subscription management with cancellation support, bill negotiation and lowering, expense tracking and budgeting tools, personalized financial insights. |
| Pros | Saves money, easy to use, comprehensive financial management. |
| Cons | Premium features require a subscription, occasional connectivity issues, limited customer support options. |
- Tags:
- Net worth tracking
- Subscription management
- Bill negotiation
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6. Money manager & expenses
Expense and income tracking, Budget planning, Financial reports
Cost: Free plan (Free), Premium ($4.99 per month)
Money manager & expenses is a top-rated budgeting app that helps you track your expenses and stay on top of your finances. With its user-friendly interface and powerful features, Money manager & expenses makes it easy to manage your money and reach your financial goals.
As one user put it, "This app is perfect for tracking expenses and income through multiple accounts, and even multiple currencies." The app's ability to handle multiple currencies is a major plus for users who travel frequently or have international business dealings. Another user praised the app's "easy and user-friendly" interface, making it a breeze to use even for those who aren't familiar with budgeting apps.
Download:
Application information:
| Downloads | Over 8 Million |
| Features | Tracks income and expenses, creates budgets, provides visual reports, and offers financial insights. |
| Pros | User-friendly interface, clear visuals, helpful for budgeting. |
| Cons | Limited functionality compared to competitors, occasional bugs reported, lacks some advanced features. |
- Tags:
- Easy to use
- Comprehensive overview
- Reliable tracker
7. Money Lover
Seamless expense tracking, Intelligent budgeting, Robust security measures
Cost: Money Lover - Free (Free), Money Lover Premium ($6.99/month)
Money Lover is a budgeting app that allows users to effortlessly manage their expenses and maximize their budgets. With its intuitive design and comprehensive features, Money Lover empowers users to take control of their finances and make informed financial decisions.
Despite a few glitches that were promptly addressed, Money Lover continues to impress users with its ease of use and visual appeal. Its subcategories and customizable options provide users with the flexibility to tailor the app to their specific needs. Whether you prefer manual transaction logging or syncing bank accounts, Money Lover offers a seamless experience that helps you stay on top of your finances.
Download:
Application information:
| Downloads | Over 10 million downloads |
| Features | Budgeting and expense tracking, financial goal setting, debt management, bill reminders, multi-currency support, and detailed reports & insights. |
| Pros | User-friendly interface, comprehensive features, and great for personal finance management. |
| Cons | Limited free version functionality, occasional ads, and some users experience syncing issues. |
- Tags:
- Expense Tracking
- Budget Planning
- Seamless Syncing
8. Albert
Budget management, Automatic saving, Overdraft coverage
Cost: Albert Genius (Free), Albert Genius+ (Annual) ($14.99 per month (billed annually))
Albert is the budgeting app that makes managing your finances a breeze. With its stunning graphics and user-friendly interface, Albert stands out from the crowd. Users rave about its intuitive design, making it easy to track expenses, set savings goals, and stay on top of your budget.
Beyond its aesthetic appeal, Albert empowers users to take control of their financial well-being. It provides personalized insights, offers saving tips, and even automates certain financial tasks. Users appreciate the app's commitment to helping them improve their financial habits and reach their financial goals. With Albert, budgeting is no longer a chore but a fun and rewarding experience.
Download:
Application information:
| Downloads | Over 7 Million |
| Features | Automated budgeting and saving tools, cash advance options, investment account with robo-advisor, bill negotiation, and subscription management. |
| Pros | User-friendly interface, comprehensive financial tools, personalized advice. |
| Cons | Limited customer support options, potential for unexpected fees, investment options not as diverse as dedicated platforms. |
- Tags:
- Budget Management
- Smart Overdraft Coverage
- Automated Savings
9. 1Money
Instant transaction adding, Quick budgeting, Debt and savings tracking
Cost: 1Money (Free), 1Money Premium ($4.99 per month)
1Money is a highly-rated budgeting app that combines a variety of useful features into one convenient package. With a passcode for security, recurring transaction reminders, and customizable categories, 1Money makes it easy to stay on top of your finances. The app also boasts an intuitive and user-friendly interface, making it a pleasure to use.
One feature that users particularly appreciate is the ability to split entries, which is useful for receipts that cover multiple categories. However, some users have reported issues with duplicate transactions being created when changing the amount of a recurring transaction. Despite this minor drawback, 1Money remains a popular choice among those looking for a comprehensive and easy-to-use budgeting app.
Download:
Application information:
| Downloads | Over 5 Million |
| Features | Expense tracking, budget planning, income logging, financial goal setting, and detailed reporting in various currencies. |
| Pros | User-friendly interface, comprehensive features, and excellent customization options. |
| Cons | Limited online banking synchronization, lacks investment tracking, and some advanced features require a subscription. |
- Tags:
- Easy expense tracking
- Budget Planning
- Debt and savings tracking
10. Fast Budget
Bank account synchronization, Detailed expense tracking, Customizable overview page
Cost: Fast Budget - Expenses & Money (Free), Fast Budget Premium ($5.99)
Fast Budget is a comprehensive and intuitive budgeting app that simplifies personal finance management. With its user-friendly interface and robust features, it empowers users to effortlessly track their expenses, monitor cash flow, and stay within budget. It allows for multiple account and credit card integration, providing a holistic view of financial transactions.
Fast Budget's advanced analytics and visualization tools offer valuable insights into spending patterns. Users can generate pie charts to identify areas of overspending and optimize their budgets accordingly. Detailed monthly summaries provide a clear understanding of financial health, enabling users to make informed decisions and achieve their financial goals. Despite a recent update that introduced a slight delay in certain actions, Fast Budget remains a highly recommended budgeting app, offering exceptional value and functionality for its users.
Download:
Application information:
| Downloads | Over 5 Million |
| Features | Expense tracking, budget planning with visual charts, income recording, debt management, customizable categories, and multiple account support. |
| Pros | User-friendly interface, visually appealing, comprehensive budgeting tools. |
| Cons | Limited free version, no online banking synchronization, occasional performance issues reported by some users. |
- Tags:
- Expense Tracking
- Budget Planning
- Bank Synchronization
11. Budget planner—Expense tracker
Monthly Budget Planner, Daily Expense Tracker, Financial Planner Calculator
Cost: Free Plan (Free), Premium Plan ($4.99 per month)
Budget planner—Expense tracker is a budgeting app that offers a seamless budgeting experience. You can create multiple budgets, set custom categories, and track your expenses effortlessly. Whether you're looking to manage your monthly finances, stay within your grocery budget, or control your gas expenses, this app has got you covered.
Users praise Budget planner—Expense tracker as an excellent Mint replacement, applauding its user-friendly interface and customizable features. They appreciate the ability to create budgets tailored to their specific needs, ensuring they stay on top of their financial goals.
Download:
Application information:
| Downloads | Over 4 Million |
| Features | Tracks daily expenses, categorizes spending, creates budgets, sets financial goals, and provides visual reports. |
| Pros | User-friendly, customizable, detailed expense tracking, and helpful for budgeting. |
| Cons | Limited free version, occasional bugs, requires manual input, no bank synchronization, and privacy concerns with data storage. |
- Tags:
- Monthly Budget Planner
- Daily Expense Tracker
- Financial Planning
12. EveryDollar
Track expenses easily, Budgeting made simple, See all accounts in one place
Cost: EveryDollar Free (Free), EveryDollar Plus ($129.99 per year)
EveryDollar is a user-friendly budgeting app that helps you take control of your finances. With its intuitive interface and powerful features, EveryDollar makes it easy to create custom budgets, track expenses, and plan your spending. Whether you're a seasoned budgeter or just starting out, EveryDollar can help you achieve your financial goals.
Despite its overall popularity, EveryDollar is not without its occasional glitches and user interface issues, as noted by some users. However, the app's dedicated support team is always working to resolve any problems that may arise. With regular updates and a commitment to user satisfaction, EveryDollar remains a top choice for anyone looking to improve their financial well-being.
Download:
Application information:
| Downloads | Over 5 Million |
| Features | Create zero-based budgets, track spending, plan transactions, link bank accounts, and access financial resources. |
| Pros | User-friendly, visually appealing, good for budgeting beginners. |
| Cons | Limited free version, requires Ramsey+ subscription for full functionality, some find manual transaction entry tedious. |
- Tags:
- Budget Tracking
- Expense Monitoring
- Financial Planning
13. YNAB
Easy budgeting, Powerful tracking, Seamless syncing
Cost: YNAB Free Trial (Free trial for 34 days), YNAB Paid ($14.99/month or $99/year)
YNAB is a budgeting app that helps you take control of your finances. It's a great tool for anyone who wants to get a handle on their spending and start saving money. YNAB is easy to use and it can help you create a budget that works for you.
One of the things that makes YNAB different from other budgeting apps is that it focuses on budgeting with the money you actually have. This means that you won't be tempted to overspend or get into debt. YNAB also helps you track your spending so that you can see where your money is going. This information can help you make better decisions about how to spend your money.
Download:
Application information:
| Downloads | Over 2 million |
| Features | Budgeting based on zero-based budgeting principles, goal tracking, debt management tools, bank synchronization, reporting and analysis. |
| Pros | Effective budgeting, user-friendly interface, strong community support. |
| Cons | Subscription-based pricing, can be time-consuming to maintain, limited free trial. |
- Tags:
- Budgeting Simplified
- Easy Spending Tracking
- Debt Reduction Tools
14. Spendee Budget & Money Tracker
Connect multiple accounts, Automatic expense categorisation, Stylish graphs and infographics
Cost: Spendee Free (Free), Spendee Premium (Varies by plan)
Spendee Budget & Money Tracker, an intuitive and budget-friendly app, puts your finances at your fingertips. With its user-friendly interface, you can effortlessly manage your expenses, track your income, and stay on top of your financial goals. Whether you're a seasoned budgeter or just starting your financial journey, Spendee empowers you to take control of your money with ease.
Despite minor setbacks, such as occasional GPS entry duplication and limited cross-platform syncing, Spendee's exceptional features shine through. Its robust biweekly budgeting system, comprehensive expense tracking, and the ability to share wallets make it a valuable tool for individuals and couples alike. Spendee's commitment to continuous improvement ensures that these minor issues will be addressed, making it an even more indispensable financial companion in the future.
Download:
Application information:
| Downloads | Over 10 million downloads |
| Features | Shared wallets for seamless collaboration, automatic bank synchronization, insightful charts and graphs for tracking expenses, and personalized budgeting plans. |
| Pros | User-friendly interface, comprehensive expense tracking, and insightful visualizations. |
| Cons | Limited free version functionality, occasional syncing issues reported by some users, and subscription-based model for premium features. |
- Tags:
- Real-time Tracking
- Smart categorization
- Intelligent budgeting
15. NerdWallet
Track all accounts, Budget with 50/30/20, Monitor your net worth
Cost: NerdWallet Free (Free), NerdWallet Premium (Varies)
Despite its initial promise, NerdWallet has declined in recent years, leaving users frustrated. The app's once-reliable account connections have become spotty, and it often misses purchases, rendering it an incomplete and unreliable budgeting tool. However, the credit score feature remains functional, providing some value to users.
While NerdWallet's user interface is adequate, its data quality is severely lacking. The app struggles to detect internal transactions, is incompatible with major financial institutions, and displays fake data when real information is unavailable. This unreliability makes it difficult to trust the app's insights and recommendations, undermining its usefulness as a budgeting assistant.
Download:
Application information:
| Name | NerdWallet |
| Downloads | Over 10 Million |
| Features | Provides free credit scores, tracks spending and budgets, offers personalized financial advice, and compares financial products. |
| Pros | User-friendly interface, comprehensive financial tools, free credit score monitoring. |
| Cons | Limited investment tracking features, some advice may be generic, occasional advertising can be intrusive. |
- Tags:
- Budget Tracking
- Expense Monitoring
- Credit Score Insights
16. Money Tracker
Track spending effortlessly, Manage finances in one place, Plan for the future
Cost: Money Tracker (Free), Money Tracker Premium ($4.99)
Money Tracker has been hailed as a fantastic app for budgeting. Users rave about its simplicity and ease of use, with one user saying, "It's absolutely stunning. The app is incredibly easy to use." The pie chart feature is also a hit, providing a clear and concise overview of expenses.
In addition to its functionality, Money Tracker also impresses with its user-friendly design. The color choices and overall look and feel create a positive experience that makes tracking expenses feel less like a chore. And with non-invasive ads, you can stay on top of your finances without any annoying interruptions.
Download:
Application information:
| Downloads | Over 1 million downloads |
| Features | Tracks income and expenses, categorizes spending, creates budgets, sets financial goals, and provides visual reports. |
| Pros | User-friendly interface, comprehensive tracking, helpful for budgeting. |
| Cons | Limited functionality in free version, requires manual input, some features can be clunky. |
- Tags:
- Expense Tracking
- Budget Planning
- Financial Dashboard
17. MyMoney—Track Expense & Budget
Expense Tracking, Budget Planning, Data Analysis
Cost: MyMoney Free (Free), MyMoney Premium ($4.99)
MyMoney—Track Expense & Budget is a fantastic budgeting app that's easy to use and visually appealing. Its clean and uncluttered interface lets you quickly add categories and budgets. With MyMoney, you can easily track your daily expenses, manage your personal finances, and stick to your budget - all in one simple and convenient app.
MyMoney is designed to make budgeting effortless. It's easy to customize categories and budgets, so you can tailor the app to your specific needs. The app also provides a clear overview of your balance, so you can see exactly where your money is going. Plus, MyMoney doesn't store your data outside of your device, so you can rest assured that your privacy is protected.
Download:
Application information:
| Downloads | Over 1 Million |
| Features | Expense tracking, budget planning, financial goal setting, bill reminders, expense categorization, and detailed reports. |
| Pros | User-friendly interface, comprehensive features, and helpful for managing finances. |
| Cons | Limited customization options, occasional performance issues, and lacks advanced investment tracking. |
- Tags:
- Expense Tracking
- Budget Planning
- Money Management
18. EasyBudget
Simple to use, Clean design, No ads
Cost: EasyBudget Free (Free), EasyBudget Premium ($6.99 per year)
EasyBudget stands out as an intuitive and straightforward budgeting app, designed to simplify your financial planning. With its user-friendly interface, you can effortlessly track your income and expenses, ensuring you stay within your budget effortlessly.
Despite its simplicity, EasyBudget doesn't compromise on functionality. You can seamlessly enter recurring transactions and access future projections, empowering you to make informed financial decisions. Its visual representation of your budget helps you identify areas for improvement, enabling you to maximize your savings and reach your financial goals effortlessly.
Download:
Application information:
| Downloads | Over 500,000 downloads |
| Features | Track income and expenses, categorize transactions, set budgets, visualize spending habits with charts, and manage multiple accounts. |
| Pros | User-friendly interface, intuitive design, comprehensive budgeting features. |
| Cons | Limited online syncing options, lacks investment tracking, no collaboration features for shared finances. |
- Tags:
- Clean interface
- Easy to use
- No ads
19. Cashew—Expense Budget Tracker
Flexible Budgeting, Visual Clarity, Financial Insights
Cost: Cashew Free (Free), Cashew Premium ($4.99 per month)
Cashew is a free budgeting app that is making waves in the finance community. Its user-friendly interface and robust features make it easy for users to track their expenses and stay on top of their finances. Users have praised the app for its sleek design, helpful features, and the ability to export data to a spreadsheet.
The free version is packed with features including unlimited expense tracking, custom categories, and detailed reports. For those who want even more, the premium version offers additional features such as unlimited budgets, custom reports, and the ability to share budgets with others. Whether you're a seasoned budgeter or just starting out, Cashew is a great option to help you manage your money and reach your financial goals.. Cashew—Expense Budget Tracker
Download:
Application information:
| Downloads | Over 100,000 downloads |
| Features | Tracks income and expenses, creates budgets, provides visual analysis of spending habits through charts and graphs, and allows for custom category creation. |
| Pros | User-friendly interface, visually appealing design, effective budgeting tools. |
| Cons | Limited functionality beyond basic budgeting, lacks advanced features like investment tracking or bill payment reminders, requires a stable internet connection. |
- Tags:
- Flexible Budgeting
- Visual Insights
- Historical Tracking
20. Monarch
Customizable budgeting, Easy financial planning, Simplified money dashboard
Introducing Monarch, the revolutionary budgeting app that empowers you to take control of your finances and achieve your financial goals. Despite some occasional glitches, Monarch stands out as an exceptional Mint replacement, offering a comprehensive suite of features that cater to your unique financial needs.
With Monarch, you can effortlessly track your spending, monitor your net worth, and invest wisely. Its intuitive interface makes budgeting a breeze, allowing you to stay on top of your expenses and identify areas for improvement. Even amidst the occasional bugs, Monarch's robust functionality and commitment to user satisfaction make it the ideal choice for budget-conscious individuals seeking a reliable financial companion.
Download:
Application information:
| Downloads | Over 100,000 downloads |
| Features | Tracks income and expenses, provides detailed financial analysis, facilitates budgeting, and offers net worth tracking with investment monitoring. |
| Pros | User-friendly interface, comprehensive financial overview, helpful for budgeting. |
| Cons | Subscription-based model, potential for connectivity issues with some financial institutions, limited free version functionality. |
- Tags:
- Budgeting Made Easy
- Personalized Money Management
- Achieve Financial Goals