The 18 best apps to send money on mobile Android, iPhone

If you need to send money to someone, you don't have to go to the bank or write a check. With mobile payment apps like PayPal, Cash App, and Venmo, you can send money to anyone with just a few taps. These apps are safe, convenient, and easy to use.

App Logo Available On Reviews Downloads Features
1. PayPal PayPal Icon Android, iOS 4.8/5 361M+ Send and request money for free, Find deals right in the app
2. Cash App Cash App Icon Android, iOS 4.8/5 104M+ Send and receive money instantly, Get instant discounts
3. Venmo Venmo Icon Android, iOS 4.9/5 55M+ Fast and secure payments, Social payment sharing, Rewards and cashback
4. Wise Wise Icon Android, iOS 4.7/5 29M+ Real exchange rates, Low transfer fees, Multi-currency debit card
5. Zelle Zelle Icon Android, iOS 4.8/5 27M+ Fast bank-to-bank transfers, Easy enrollment with email or mobile number
6. Chime Chime Icon Android, iOS 4.8/5 25M+ Overdraft up to $200, No monthly fees, Get paid early
7. Xe Money Transfer & Converter Xe Money Transfer & Converter Icon Android, iOS 4.8/5 22M+ Live exchange rates, International money transfers
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1. PayPal

PayPal Icon

Send and request money for free, Find deals right in the app


Cost: PayPal (Free), PayPal Business ($30/month)

PayPal is a mobile payment app that allows users to send and receive money, make online purchases, and pay bills. It is a secure and convenient way to manage your finances, and it is accepted by millions of businesses around the world. With PayPal, you can send money to friends and family, pay for goods and services online, and withdraw money from your PayPal account to your bank account. The app is free to download and use, and it is available for iOS and Android devices.

Download: Android, iOS

PayPal - Send and request money for free, Find deals right in the app
  • Tags:
  • Easy money transfer
  • Secure online payments
  • Rewarding cashback offers

Application information:

Downloads 360,609,482
Features The PayPal app lets you send and receive money, shop and pay in 4, all in one secure place.
Pros Easy to use, secure, convenient
Cons May not be available in all countries, fees may apply for some transactions

Comments and Reviews from users:

Jason Baker: “Frustrating, I have used this app for years to transfer funds and to access my credit account to make my payment. All of a sudden, the interface no longer shows my credit account balance and payment due. It took me several minutes to dig through the different menus before I found my credit account to schedule my payment. Very bad customer service, PayPal. Almost like you want us to miss payments. Please fix this.” – 3/5 in Play Store

Logan B: “The app is riddled with bugs, you cannot access the PayPal credit side. It constantly flashes a screen saying my information has been saved when i havent put anything in yet and I have option to click ok which does nothing or a little x in the top right corner and it makes it go away for maybe 2 seconds before it pops up again. Impossible to pay bills or alter anything without going to the website. And it hasn't been fixed the last 2 updates. This app is making itself obsolete.” – 2/5 in Play Store

✨ Read more: app for saving money

2. Cash App

Cash App Icon

Send and receive money instantly, Get instant discounts


Cost: Cash App (Free), Cash App Premium ($10/month)

Cash App is a mobile payment service that allows users to send and receive money, make purchases, and invest in stocks and Bitcoin. It is a popular alternative to traditional banking, as it is easy to use, has low fees, and is widely accepted. Cash App is available for iOS and Android devices, and can be used to send money to anyone with a phone number or email address.

Download: Android, iOS

Cash App - Send and receive money instantly, Get instant discounts
  • Tags:
  • Instant Money Transfer
  • Free Debit Card with Discounts
  • Free Tax Filing

Application information:

Downloads 104,484,767
Features Send and receive money for free, buy and sell Bitcoin, invest in stocks with no commissions or account minimums.
Pros Easy to use, no fees for sending and receiving money, ability to buy and sell Bitcoin and invest in stocks.
Cons Can be slow to verify your identity, limited customer support options, fees for using a credit card to add funds.

Comments and Reviews from users:

Anna Gresham: “Honestly I don't have problems with this app. My card took a lot of time because of customized it a lot. Also the cash app card was free. Cash app gives you free discounts all the te too. It's very easy to use and I would think it's rare to be confused on the app. Cash app is great and I recommend you use it if your looking for apps like this.” – 5/5 in Play Store

Cheyenne Sage: “easy to figure out and navigate. The extra features are convenient and useful as well. I like sending $ on cashapp better than paypal or chime. but I wish it was easier to actually*save* the money in the savings account. My idea would be to input the option to lock the savings account, even from yourself, for a certain amount of time. Because you can transfer in and out at will and it defeats the purpose. It's more of an extra storage, because I end up spending the money in that account anyway.” – 4/5 in Play Store

✨ Read more: app to check credit score

3. Venmo

Venmo Icon

Fast and secure payments, Social payment sharing, Rewards and cashback


Cost: Venmo (Free), Venmo Premium ($4.99/month)

Venmo is a mobile payment service that allows users to send and receive money to and from friends, family, and businesses. It is a convenient and easy-to-use app that eliminates the need for cash or checks. Venmo is especially popular among millennials and is often used to split bills, pay for shared expenses, or send money as gifts. The app is secure and uses encryption to protect user data. It also has a number of features that make it easy to track and manage your finances.

Download: Android, iOS

Venmo - Fast and secure payments, Social payment sharing, Rewards and cashback
  • Tags:
  • Fast money transfer
  • Split payment requests
  • Venmo debit card

Application information:

Downloads 55,072,664
Features Venmo lets you send and receive money, split bills, and make purchases with friends and family.
Pros Venmo is easy to use, secure, and free.
Cons Venmo charges a fee for instant transfers and some businesses may not accept Venmo as a payment method.

Comments and Reviews from users:

Robert Peschke: “It's fine. The developers always switch up the design and are making the app harder and harder to use. Dev team likes to change where everything is. I wish they would pick a standard flow and stick with it. I wish there was a better way to setup recurring payments like rent. They also make it hard on purpose to see your balance to transfer money to your bank.” – 3/5 in Play Store

Craig Bickett: “The app has been great for years, but recently my bank disconnected. I've tried reconnecting for days now... I updated, reinstalled, restarted my phone... but still it times out every time at the "Redirecting" screen after telling me that my connection was successful, and then I'm back at square one. It was, in fact, NOT successful haha. So the app is useless to me now, and I owe a $50 late fee for my rent (which is still on me for not going to get a money order in time)” – 2/5 in Play Store

✨ Read more: app for currency rates

4. Wise

Wise Icon

Real exchange rates, Low transfer fees, Multi-currency debit card


Cost: Free (0.00), Premium (9.99)

Wise is an app that allows users to send money internationally at low cost. It uses the real mid-market exchange rate, which is the rate you see on Google, and charges a small, transparent fee. Wise is available on iOS and Android, and it can be used to send money to over 80 countries. It is a convenient and affordable way to send money to friends, family, or businesses abroad.

Download: Android, iOS

Wise - Real exchange rates, Low transfer fees, Multi-currency debit card
  • Tags:
  • Mid-market exchange rates
  • Tiny fees upfront
  • International transfers

Application information:

Comments and Reviews from users:

Robin Beadle: “Transferwise and Wise have been good in the past and very fair fx rates, but very frustrating experience to verify my account. Inefficient and conflicting emails and in app messages received and multiple requests for the same documents. I wish to transfer money to my own account to pay household bill that are due, and it's taking up a load of time and much frustration.” – 2/5 in Play Store

Tristan Morphew: “Recently, this app has been unreliable. My past 4 transfers have taken more than 3 business days which has made things very frustrating. It used to be instant, but now I know to plan a week ahead so I'm not late on a bill. It's extra frustrating when I have money in the process of transferring and a scheduled direct payment is due and Wise has the audacity to tell me I have insufficient funds.” – 3/5 in Play Store

✨ Read more: app for online banking

5. Zelle

Zelle Icon

Fast bank-to-bank transfers, Easy enrollment with email or mobile number


Cost: Zelle (Free), Zelle Business (Paid)

Zelle is a mobile payment service that allows users to send and receive money quickly and easily. It is a convenient way to send money to friends, family, and other people you trust. Zelle is available to use with a variety of banks and credit unions in the United States. To use Zelle, you simply need to create an account and link your bank account or debit card. Once you have created an account, you can send money to anyone with a U.S. bank account or debit card. Zelle is a safe and secure way to send money, and it is also very easy to use.

Download: Android, iOS

Zelle - Fast bank-to-bank transfers, Easy enrollment with email or mobile number
  • Tags:
  • Fast money transfer
  • Safe and Secure
  • Easy to use

Application information:

Downloads 26,865,217
Features Zelle is a mobile payment app that allows users to send and receive money quickly and easily.
Pros Easy to use, secure, fast, convenient, widely accepted
Cons May not be available to all banks, fees for certain transactions, limited customer support

Comments and Reviews from users:

Lynn: “At first I experienced the password issue like everyone else. I solved that issue by typing my password and then copying to the clipboard. I then went back to the zelle app and would hold down on the word password. Slide your finger up just a little bit and the option to paste from clipboard stays available and you can enter your password, thus completing setup.” – 3/5 in Play Store

Melanie Smith: “I can anymore with zelle, why does it work only on and off. I love zelle, but if I don't use it on a regular basis, it doesn't function for whatever reason. I just checked to see if there was a new update that I needed, but no doesnt show one. It has me logged out, but I can click the sign in button. Everytine it seems like I will have to Uninstaller and re install, which makes you lose all previous zelle history and contacts. Zelle you need to get it together” – 2/5 in Play Store

✨ Read more: app to borrow money

6. Chime

Chime Icon

Overdraft up to $200, No monthly fees, Get paid early


Cost: Chime Basic (Free), Chime Pro ($5/month)

Chime is a mobile banking app that offers fee-free overdraft, early payday, and no monthly fees. It's a great option for people who want to save money on banking fees and have access to their money when they need it. Chime also offers a variety of other features, such as mobile check deposit, bill pay, and budgeting tools. With over 25 million downloads, Chime is one of the most popular mobile banking apps in the United States.

Download: Android, iOS

Chime - Overdraft up to $200, No monthly fees, Get paid early
  • Tags:
  • Overdraft up to $200 fee-free
  • Get paid up to 2 days early
  • No monthly fees‡

Application information:

Downloads 25,208,707
Features No monthly fees, fee-free overdraft, early payday, mobile check deposit, and a high-yield savings account.
Pros No overdraft fees, no monthly maintenance fees, early access to paychecks, high-yield savings account.
Cons Transaction fees for out-of-network ATMs, limited physical bank branches, may not be suitable for those who need a lot of cash transactions.

Comments and Reviews from users:

Grey Himmel: “As a bank I'm sure this app is nice, but as someone who just wants to send money to friends, it's annoying. I had no option to deny being sent a debit card, so now I have to dispose of that. It's constantly asking for access to contacts even when denied the permission. I have a preferred name set, and this is never actually used during communications. All in all, very poor experience for me.” – 2/5 in Play Store

Hunter Roach: “I enjoy banking here. This has been a great opportunity. I'm 20 years old and had no credit but am unsure of how to use a credit card correctly. It took 8 months for me to have a credit score and it notified me when it changed. I like the app layout and having 3 accounts in one. The savings account has a decent interest rate. My boyfriend made an account however and was unable to receive any of his checks after waiting 6 weeks for 5 missed checks he switched his bank back.” – 4/5 in Play Store

7. Xe Money Transfer & Converter

Xe Money Transfer & Converter Icon

Live exchange rates, International money transfers


Cost: Free (0.00), Pro (9.99)

Xe Money Transfer & Converter is a mobile app that allows users to research exchange rates and transfer money to over 200 countries in minutes. The app is easy to use and offers competitive exchange rates. Xe also provides a currency converter, so you can easily see how much your money is worth in different currencies. Whether you're sending money to family and friends or making a business transaction, Xe Money Transfer & Converter is a convenient and affordable way to get your money where it needs to go.

Download: Android, iOS

Xe Money Transfer & Converter - Live exchange rates, International money transfers
  • Tags:
  • Live Currency Rates
  • International Money Transfers
  • Fast & Secure Transfers

Application information:

Downloads 21,716,554
Features Research exchange rates and transfer money in minutes to over 200 countries.
Pros Quick and easy money transfers, competitive exchange rates, user-friendly interface.
Cons Transfer fees can be high for smaller amounts, limited number of currencies supported for transfer.

Comments and Reviews from users:

Gary Foulis: “Update does not impress. I agree with most critical comments, so not repeating here. A convenient tool I use was the exchange rate analysis tool, where I put selling and buying currency amounts & your tool provided a comparison to mid rate or mid rate with a selected % variance. It is a tool that gave xe a purpose, a differentiator. I can't find it now, the app is less intuitive, thank you for fixing the ads over selection buttons at bottom of page, but now you maybe just another bloatware.” – 2/5 in Play Store

David Barrett: “Downgraded my prior rating because the new forced upgrade sucks. Totally missing is the screen that let you input the amount exchanged and then showed the cost of the exchange. The new UX/UI is horribly plain, something one would expect from a sophomore computer science student. It's unfathomable why companies take something simple and intuitive and think loading it with useless items is somehow new and improved. As is said, if it isn't broken, don't fix it.” – 2/5 in Play Store

8. Western Union Send Money Now

Western Union Send Money Now Icon

Zero transfer fee on first transfer, Send money globally 24/7


Cost: Free, Paid (9.99)

Western Union Send Money Now is a mobile app that allows users to send money fast to Mexico and globally from the US. With the app, you can track your transfers, get exchange rate alerts, and find agent locations. You can also send money online at westernunion.com. Western Union is a trusted and reliable way to send money, with over 150 years of experience in the money transfer business. The app is free to download and use, and it's available for both iOS and Android devices.

Download: Android, iOS

Western Union Send Money Now - Zero transfer fee on first transfer, Send money globally 24/7
  • Tags:
  • Zero transfer fees*
  • Quick and easy transfers
  • Global reach (200+ countries)

Application information:

Downloads 17234749
Features Send money fast to Mexico and globally from the US. International money transfer with cash pickup or to a bank account. Track your transfer status and get notified when the funds are available.
Pros Fast and reliable money transfer service, convenient with multiple payout options, user-friendly app interface.
Cons Fees can be higher compared to other money transfer services, exchange rates may not be the most favorable, limited customer support availability.

Comments and Reviews from users:

Jonathan Jung: “For the love of God, please get rid of the advertisement bar that appears on the bottom of the screen. Every time I close the app and restart it, it always shows up. I'm trying to take a screenshot of a particular window and I cannot do that with the ad blocking the information I need to take a screenshot of. Please either get rid of the ad bar all together or or just allow it to disappear for at least a minute after clicking the X button on the ad bar.” – 3/5 in Play Store

Paul: “After using several times it has gotten easier to navigate. Great for the convenience. Cost more,but you pay for Convenience! 1 and 1/2 years later still using the app. 4/22/2024 Update the app is not working. It will not let me send money to an inmate that I have sent to for 3 years. I have uninstalled 2 times no help. It keeps getting betterto the end then tells me to enter a state when it is already filled in . Then it says do you want to cancel this transaction?” – 2/5 in Play Store

9. Remitly

Remitly Icon

Secure money transfers, No hidden fees, Great exchange rates


Cost: Free, Premium (4.99)

Remitly is a mobile app that allows users to send money internationally quickly, easily, and securely. With Remitly, you can send money to over 100 countries in a matter of minutes, and your recipient can receive the funds via bank deposit, cash pickup, or mobile wallet. Remitly offers competitive exchange rates and low fees, and their customer support team is available 24/7 to help you with any questions. Whether you're sending money to family, friends, or for business, Remitly is a convenient and affordable option.

Download: Android, iOS

Remitly - Secure money transfers, No hidden fees, Great exchange rates
  • Tags:
  • Secure money transfers
  • Great exchange rates
  • No hidden fees

Application information:

Downloads 15,994,391
Features Send money internationally with ease, ensuring fast, secure, and convenient money transfers.
Pros User-friendly interface, competitive exchange rates, low transfer fees.
Cons Limited currency options compared to some competitors, potential delays during peak hours.

Comments and Reviews from users:

A Google user: “App is very easy to use, delivery is fast, reliable and secure. It's also amazing how they try to reply to each and every review posted here! One thing though, I found about 3-4 competitors that offer way much higher exchange rates (usd to php) as much as $1.30 higher! This tempted me to try other services, even if delivery is not as fast. If Remitly will be competitive in this area, surely they will be the best.” – 4/5 in Play Store

A Google user: “Excellent service and the best app to send money. Been using for almost 2 years now. I've tried a couple others, but always come back to Remitly. They finally added ACH and debit cards to receive money. Best customer service. Chat is often available and the reps are always helpful. I can basically manage my own transactions; cancel etc on my own. Rates are a little delayed and the Android widget doesn't have an option for different update increments. As close to perfect as it can be.” – 5/5 in Play Store

10. Skrill

Skrill Icon

Global money transfer, Fast and secure payments, Skrill VISA® Prepaid Card


Cost: Skrill - Fast, Secure & International Money Transfers (Free), Skrill Prepaid Mastercard® (Paid)

Skrill is a mobile app that allows users to send and receive payments online. With Skrill, you can send money to anyone, anywhere in the world, with just a few taps. Skrill is a safe and secure way to send money, and it's also very convenient. You can use Skrill to send money to friends and family, pay for goods and services online, or even withdraw cash from ATMs. Skrill is available in over 200 countries and supports over 40 currencies, making it a great option for anyone who needs to send money internationally.

Download: Android, iOS

Skrill - Global money transfer, Fast and secure payments, Skrill VISA® Prepaid Card
  • Tags:
  • Global money transfers
  • Secure online payments
  • Fast and cheap transactions

Application information:

Downloads 14,012,127
Features Skrill offers a secure and convenient way to send and receive money online, with low fees and fast transfer times.
Pros Easy to use, secure, low fees, fast transfer times.
Cons Limited availability in some countries, customer support can be slow at times.

Comments and Reviews from users:

A Google user: “Worst financial app. Verification process takes way too long. Customer service poor. No on responds to your emails. They take your money and then they ask you to verify, like how silly is that? Can't verify my address because they want me to scan my documents and all my documents with my current address are electronic. Their location verification doesn't work either. Hate it!” – 3/5 in Play Store

Tranquility In Chaos: “Customer service is friendly and app layout is easy to navigate. But, I wasn't able to load/fund account using my debit card. For whatever reason, the system recognized it as credit and for credit, there are higher fees associated with it and ridiculously low limits set. Couldn't fund. Couldn't transfer. Uninstalling. *Please don't sell my information*” – 2/5 in Play Store

11. WorldRemit

WorldRemit Icon

24/7 money transfers, 50+ send countries, 100+ receive countries


Cost: Free, Premium (9.99)

WorldRemit is a mobile app that allows users to send money abroad quickly and conveniently. With over 9 million downloads, it is one of the most popular money transfer apps in the world. WorldRemit offers a variety of features that make it easy to send money, including:

  • Secure and reliable: WorldRemit uses bank-level security to protect your money and personal information.
  • Fast and convenient: You can send money to over 150 countries in minutes, 24/7.
  • Low fees: WorldRemit offers some of the lowest fees in the industry, so you can save money on your transfers.
  • Easy to use: The WorldRemit app is easy to use, even for first-time users.

Whether you need to send money to family and friends abroad or make a business payment, WorldRemit is a great option.

Download: Android, iOS

WorldRemit - 24/7 money transfers, 50+ send countries, 100+ receive countries
  • Tags:
  • Fast and secure
  • 24/7 money transfer
  • Low transfer fees

Application information:

Downloads 9,030,258
Features Send money to over 130 countries, track your transfers in real-time, and get notified when your money arrives.
Pros Fast, convenient, and secure way to send money abroad.
Cons Fees can be high for small transfers, exchange rates may not be the most favorable, and customer service may not be responsive.

Comments and Reviews from users:

Thè Geoff: “It's been a couple of years since I started using this app and it's Ok. The interface has been upgraded and is now much more intuitive. The more intricate support issues can be problematic particulalry when it's between the bank and WR. I've been left in the middle with no solution. It is the beginning of 2023. It seems that the app's efficiency has reduced with more errors popping up. With all the app upgrades, one feature WorldRemit keeps avoiding to implement is search and report downloads.” – 3/5 in Play Store

Bianka Cortez: “Easy to use online and on app. Preferred online best. I recently started using the app only as they don't do online anymore. That was kinda annoying, seeing as my phone doesn't have much memory space, and I had to delete other apps to download this one. Gives great currency prices compared to all other money sending apps. Better than Western Union, Money Gram, Remitly, etc. Gives you options to send to banks, cash picks, mobile wires, etc. Best of all, money gets there within an hour or so!” – 5/5 in Play Store

12. Xoom Money Transfer

Xoom Money Transfer Icon

24/7 transaction protection, Competitive exchange rates


Cost: Free, Premium (4.99)

Xoom Money Transfer is a fast, safe, and reliable way to send money to friends and family around the world. With Xoom, you can send money to over 130 countries in minutes, and your recipients can receive the money in cash, directly to their bank account, or through a mobile wallet. Xoom offers competitive exchange rates and low fees, and you can track your transfers online or through the Xoom app. Xoom is a PayPal Service, so you can trust that your money is safe and secure.

Download: Android, iOS

Xoom Money Transfer - 24/7 transaction protection, Competitive exchange rates
  • Tags:
  • Fast money transfer
  • Secure Transactions
  • Competitive rates

Application information:

Downloads 8,178,341
Features Xoom offers fast, secure, and convenient money transfers, with competitive exchange rates and low fees.
Pros Easy to use, secure, and reliable.
Cons Fees can be high for small transfer amounts, and customer service may not be easily accessible.

Comments and Reviews from users:

Jed Perlowin: “I've use PayPal and cash app to send money to people in this is by far the worst interface I've ever used. If you start off with send money you have to type the recipients complete information in again even though they're in your recipient list. If you want to send money to an existing recipient you need to start on the recipient tab. Not very user-friendly at all! When the transaction is completed the final page just sits there until you press An X which your not sure if it's going to cancel.” – 2/5 in Play Store

13. Ria Money Transfer

Ria Money Transfer Icon

Best exchange rates, Lowest fees, Over 500,000 locations

Ria Money Transfer is a mobile app that allows users to send money internationally quickly, reliably, and securely. With over 35 years of experience in the money transfer industry, Ria has a vast network of agents and partners worldwide, making it easy to send money to friends and family in over 160 countries. The app is user-friendly and offers competitive exchange rates and low transfer fees. Users can track their transactions in real-time and receive notifications when the money has been received. Ria Money Transfer is a trusted and convenient way to send money internationally from your mobile device.

Download: Android, iOS

Ria Money Transfer - Best exchange rates, Lowest fees, Over 500,000 locations
  • Tags:
  • Fast Transfers
  • Low fees
  • Secure Transactions

Application information:

Downloads 6,061,749
Features Send money internationally. Fast, reliable, trusted money transfer for 35 years.
Pros Secure, easy to use, competitive exchange rates, no hidden fees.
Cons Limited number of countries supported, transfer fees can be high for smaller amounts.

Comments and Reviews from users:

Kawusu Sankoh: “I would statistically say that the app is 99% reliable and significantly easy to operate. However, in a few cases. One would have to sign into the app twice. In the middle of a transaction, the app would close down. There was a time when the app closed abruptly without indicating that the transaction was successfull so I went ahead to repeat the same transaction only to realize that the first transaction was successful. I was a little embarrassed when I checked my account” – 5/5 in Play Store

Don Braden: “I am/was a new user. Very disappointed. The interface/overall vibe is friendly, and the fees are not too bad. However, the options for destination city within Maryland didn't include Baltimore, so I couldn't enter the correct city. Not surprisingly, they rejected the tranfer. Their email communication was OK, though it's not clear from the app or email whether my account is permanently locked for online transfers. Anyway, at the least, it appears the app needs to improve its U.S. city database.” – 2/5 in Play Store

14. Sendwave—Send Money

Sendwave—Send Money Icon

Secure and trusted, Easy and affordable, Wide range of countries


Cost: Free, Unlimited (9.99)

Sendwave—Send Money is a mobile app that allows users to send money to friends and family in other countries quickly, securely, and affordably. The app is easy to use and offers competitive exchange rates. Sendwave also provides a variety of other features, such as the ability to track transfers, receive notifications, and set up recurring payments. With over 5 million downloads, Sendwave is one of the most popular money transfer apps on the market.

Download: Android, iOS

Sendwave—Send Money - Secure and trusted, Easy and affordable, Wide range of countries
  • Tags:
  • Secure and trusted
  • Easy and Affordable
  • Real-Time Updates

Application information:

Downloads 5163410
Features With Sendwave, you can quickly send money to 70+ countries at low costs and competitive FX rates.
Pros Secure, fast, and affordable money transfer service.
Cons The app may occasionally experience technical issues, and customer service response times can be slow.

Comments and Reviews from users:

A Google user: “I had an issue with the sendwave app where it would not allow access beyond the login page. The app would not recognize the three digit security code on the back of my card. Multiple attempts to uninstall and re-install the app did not work either. The good news: I called customer service and they reset my card info which required a re-entry of my info. The app worked immediately after and all this took just a couple of minutes. Lesson learnt, if one solution doesn't work, explore alternatives! I feel like a dummy , I should have called customer service months ago. Thumbs up CS.” – 5/5 in Play Store

Sacha Chabaga: “I love this app and use it regularly to send money to friends and family in Kenya. Transfers are practically instant (usually less than 30 seconds). I love that it shows real time progress so I know exactly when it's received. If there is ever a delay, they email or text me to let me know why. Customer service is 24/7 and excellent. UPDATE: The last two updates have made the app impossibly slow. On both my phone and my husband's, the app freezes or crashes most of the time. What changed?” – 5/5 in Play Store

15. MoneyGram® Money Transfers App

MoneyGram® Money Transfers App Icon

International money transfers, Domestic money transfers


Cost: Free, Premium (4.99)

The MoneyGram® Money Transfers App is a convenient and secure way to send money to over 200 countries and territories around the world. With just a few taps on your mobile device, you can send money to friends, family, or businesses in minutes. The app is easy to use and offers a variety of features, including the ability to track your transfers, set up recurring payments, and receive notifications when your money has been received. Whether you need to send money for an emergency, to support loved ones abroad, or to make a business payment, the MoneyGram® Money Transfers App is a fast, reliable, and affordable option.

Download: Android, iOS

MoneyGram® Money Transfers App - International money transfers, Domestic money transfers
  • Tags:
  • Fast Transfers
  • Easy to use
  • Secure Transactions

Application information:

Downloads 5,130,327
Features Send money fast, securely and conveniently with a free app that makes sending money and tracking transfers a breeze.
Pros Quick, secure, easy-to-use, widely available, competitive rates
Cons Fees can be high for small transfers, exchange rates may not be the best, limited customer support options

Comments and Reviews from users:

John Escobar: “Works great but be prepared. I really like the convenience of this app. But be prepared. The 1st transaction goes smooth. Very smooth. The 2nd transaction is when they do their due diligence in verifying your ID. So be prepared to give it up. It takes a few minutes longer while the verify your ID. After that it gets easier. The 3rd transaction they send a verification code to your email that you must confirm. Have realistic expectations about your privacy versus convenience.” – 4/5 in Play Store

A R: “This app is really annoying! - Can't change previously sent amount of money, easily, without having to re-enter previously entered information. - Out of nowhere asks for driver license for no apparent reason. - Can't edit receiver name without having to re-create a new receiver. The app is promising but currently very annoying, and I really hate the moment I have to use it. Suggestion, make editing easy and straightforward without having to re-enter the same info over and over again.” – 3/5 in Play Store

16. Taptap Send

Taptap Send Icon

Fast remittances, Great exchange rates, No hidden fees


Cost: Free (0.00), Premium (4.99)

Taptap Send is a mobile app that allows users to send money to Africa, Asia, and Latin America. It offers competitive exchange rates and low fees, making it a cost-effective option for international money transfers. The app is easy to use and provides a secure and convenient way to send money to loved ones abroad. With Taptap Send, you can send money directly to bank accounts, mobile wallets, or for cash pickup. The app also offers a variety of features to help you track your transfers and manage your finances.

Download: Android, iOS

Taptap Send - Fast remittances, Great exchange rates, No hidden fees

Application information:

Downloads 5,098,224
Features Send money to Africa, Asia and Latam with great rates, giving you more for your money.
Pros Fast, secure and easy to use.
Cons Not available in all countries, fees may apply.

Comments and Reviews from users:

Ndubuisi Ogbuokiri: “I got to know about the app not long and decided to try it. My second transaction took some hours to complete to my destination. Other than that, the app is very good. They do not charge for transactions and their rates when compared to others I know are better. The exchange rates at home when enquired are not too far from their rates. It's a very good app to use going by my experience.” – 4/5 in Play Store

Chinedu Odurukwe: “Very user friendly and efficient service. It's really what it's called, you tap tap and it's sent viam... ✈️ ✈️ 🛫 🛫 ... In comparison to most negative reviews, I have always had great experiences with customer service personnel, I had a glitch from my account at one point and they were able to assist right away. Also my transactions have always been smooth as they were delivered in seconds. You guys set the bar high and I love it. The service is top notch!!” – 5/5 in Play Store

17. TransferGo

TransferGo Icon

Fast money transfer, Transparent and clear, Secure and encrypted


Cost: Free, Premium (19.99)

TransferGo is a mobile app that allows users to send money internationally quickly, easily, and cheaply. With TransferGo, you can send money to over 150 countries in 30 different currencies. The app is easy to use and secure, and it offers competitive exchange rates and low transfer fees. TransferGo is a great option for anyone who needs to send money abroad, whether for personal or business reasons.

Download: Android, iOS

TransferGo - Fast money transfer, Transparent and clear, Secure and encrypted
  • Tags:
  • Fast Transfers
  • Low fees
  • Excellent rates

Application information:

Downloads 4,103,396
Features TransferGo app makes sending money abroad as easy as sending a text message. Send money directly to a bank account, mobile wallet or for cash pickup.
Pros Easy to use, fast transfers, low fees, available in over 50 countries, excellent customer support.
Cons Limited number of currencies supported, not all features available in all countries, currency exchange rates may be less favorable than other providers.

Comments and Reviews from users:

Ineta Burokaitė: “Tried transferring money from my british bank account to lithuanian one. Provided all the needed verification documents, even sent my bank transaction proof as requested per transfer go team's email. 24 hours later transaction is still pending. Customer support phone lines are down. Got 3 identical emails from the team advising that they are facing technical issues. I understand issues may occur but why was there no warning about it on the app? How am I supposed to get my money back now?” – 4/5 in Play Store

philippe sanogo: “I have used it to make five transfer and was delivered instantly in less than 5mins. But my problem is with the app which crashes for no reason and has to take 2-3 attempts before it will be stable. Pls you guys should work on the app.” – 3/5 in Play Store

18. BOSS Money

BOSS Money Icon

Low transfer fees, Secure money transfers, Fast money delivery


Cost: Free, Premium (4.99)

BOSS Money is a mobile app that allows users to send money internationally without paying any fees on their first transfer. It is a convenient and affordable way to send money to friends and family in other countries. The app is easy to use and secure, and it offers a variety of features that make it a great choice for sending money overseas. With BOSS Money, you can send money to over 50 countries in minutes, and you can track your transfer status in real time.

Download: Android, iOS

BOSS Money - Low transfer fees, Secure money transfers, Fast money delivery
  • Tags:
  • Low transfer fees
  • Excellent exchange rates
  • Secure money transfer

Application information:

Downloads 3,032,080
Features International Money Transfer. No Fee on 1rst Transfer. Send money to Mexico.
Pros No Fee on 1rst Transfer
Cons Could not find any cons for this app.

Comments and Reviews from users:

R F: “Update. I originally gave this app 1 star. I use the website all the time and decided to try the app. Its improved greatly. But it is still flawed. There is an issue with the app duplicating orders. The same order will show up twice in the cue, one completed and 5 more incomplete. Also the app is very slow and laggy. Needs work but has come lightyears ahead of where it once was.” – 3/5 in Play Store

Prince Mendi Franco: “Easy to use and reliable. The exchange rates may be far lower than elsewhere, delivery times may be longer too but there is a generally satisfying results at the end. The multiple delivery options too is a plus. Boss Revolution should upgrade her service level agreements with her partners for a higher service availability as the app at times becomes too slow for my liking, thanks.” – 4/5 in Play Store