The 20 best apps for saving money on mobile Android, iPhone

If you're looking to save money, there are a number of great apps that can help you out. From budgeting apps to cashback apps, there's an app for everyone. In this article, we'll take a look at 20 of the best money-saving apps for Android and iPhone, including Cash App, Chime, and Ibotta.

App Logo Available On Reviews Downloads Features
1. Cash App Cash App Icon Android, iOS 4.8/5 104M+ Send and receive money instantly, Get instant discounts
2. Chime Chime Icon Android, iOS 4.8/5 25M+ Overdraft up to $200, No monthly fees, Get paid early
3. Ibotta Ibotta Icon Android, iOS 4.8/5 22M+ Real cash back, not points, In-store and online savings
4. Robinhood Robinhood Icon Android, iOS 4.2/5 21M+ Commission-free trading, Advanced charting tools, Retirement account with 3% bonus
5. Money Manager Expense & Budget Money Manager Expense & Budget Icon Android, iOS 4.8/5 18M+ Double entry accounting, Budget and expense management
6. Acorns Acorns Icon Android, iOS 4.8/5 11M+ Automatic micro-investing, Round-ups to the nearest dollar
7. Rocket Money Rocket Money Icon Android, iOS 4.3/5 9M+ Track net worth, Cancel subscriptions, Negotiate lower bills
Load more

1. Cash App

Cash App Icon

Send and receive money instantly, Get instant discounts


Cost: Cash App (Free), Cash App Plus ($7.99/month)

Cash App is a mobile payment service that allows users to send and receive money, make purchases, and invest in stocks and Bitcoin. It is a convenient and secure way to manage your finances, and it offers a variety of features that can help you save money. For example, Cash App offers direct deposit, which allows you to receive your paycheck up to two days early. You can also use Cash App to set up automatic savings goals, and the app will round up your purchases to the nearest dollar and save the difference. Cash App is a great way to save money and manage your finances more effectively.

Download: Android, iOS

Cash App - Send and receive money instantly, Get instant discounts
  • Tags:
  • Instant Money Transfer
  • Free Debit Card with Discounts
  • Free Tax Filing

Application information:

✨ Read more: app to send money

2. Chime

Chime Icon

Overdraft up to $200, No monthly fees, Get paid early


Cost: Basic (Free), Metal ($10/month)

Chime is a mobile banking app that offers a variety of features to help you save money. It has no monthly fees, no minimum balance requirements, and no overdraft fees. Chime also offers a high-yield savings account with a competitive interest rate. You can set up automatic transfers from your checking account to your savings account, and you can track your progress towards your savings goals. Chime also offers a variety of other features, such as mobile check deposit, bill pay, and budgeting tools.

Download: Android, iOS

Chime - Overdraft up to $200, No monthly fees, Get paid early
  • Tags:
  • Overdraft up to $200 fee-free
  • Get paid up to 2 days early
  • No monthly fees‡

Application information:

Downloads 25,208,707
Features No monthly fees, fee-free overdraft up to $200, early payday, mobile check deposit, and a secured credit card.
Pros No monthly fees, fee-free overdraft, and early payday.
Cons Low withdrawal and deposit limits, no physical bank branches, and customer service can be slow.

✨ Read more: app to buy crypto

3. Ibotta

Ibotta Icon

Real cash back, not points, In-store and online savings


Cost: Ibotta: Cash Back Rewards & Savings (Free), Ibotta Pro (Paid)

Ibotta is a mobile app that helps users save money on their everyday purchases. It offers cash back on groceries, clothing, electronics, and more. Users simply need to scan their receipts after they make a purchase, and Ibotta will automatically credit their account with cash back. The app is free to use and has helped users save millions of dollars. It is available for both iOS and Android devices.

Download: Android, iOS

Ibotta - Real cash back, not points, In-store and online savings
  • Tags:
  • Real Cash Back
  • Easy to use
  • Wide Variety of Offers

Application information:

Comments and Reviews from users:

Pat Welk: “Ibotta is a great app, easy to use, and allows me to save money on items I would normally buy. We have also tried some new items because of full refunds through Ibotta. That is sweet! It is so convenient to get a refund without having to mail in proof of purchase and receipts as had been done in the past, and as many stores still practice. Ibotta has eliminated all that hoop jumping!! Try it!” – 5/5 in Play Store

Jessica Armstrong: “The BIGGEST downside is that you have to RUN to stores when there is a deal because even if you clip it and go the next day, the deal is gone. No warning. Super inconvenient. Update: removed a star because I submitted a ticket and customer service, though nice, have not been helpful with the actual issue-deals disappearing with no warning or timing icon like others before they expire. All responses have been cookie cutter responses of restart your phone, etc, never addressing the actual issue.” – 2/5 in Play Store

✨ Read more: app to borrow money

4. Robinhood

Robinhood Icon

Commission-free trading, Advanced charting tools, Retirement account with 3% bonus


Cost: Robinhood Basic (Free), Robinhood Gold (5 USD/month)

Robinhood is a popular investing app that allows users to buy and sell stocks, ETFs, and cryptocurrency with zero commission fees. It is available on both iOS and Android devices. The app has a user-friendly interface and makes it easy for beginners to get started with investing. Robinhood also offers a variety of educational resources to help users learn about the stock market and investing.

Download: Android, iOS

Robinhood - Commission-free trading, Advanced charting tools, Retirement account with 3% bonus
  • Tags:
  • Commission-free trading
  • Advanced charting tools
  • IRA with 3% bonus

Application information:

Downloads 21,442,320
Features Robinhood offers commission-free stock, ETF, options, and cryptocurrency trading, as well as cash management and debit card services.
Pros Easy to use, commission-free trading, fractional shares, debit card with rewards.
Cons Limited product offerings, no physical branches, some account fees, potential security risks.

Comments and Reviews from users:

jacob bishop: “Pretty solid app. Invested a little to play around with penny stocks to start learning with and getting my toes wet so to speak. It's been a pretty straight forward experience so far. Also, if you set an alert and want to delete it later, simply pick the one you want to get rid of and swipe it left to make the button show up. Only gave four stars because there's always room to improve things.” – 4/5 in Play Store

Rosemond Jean-Baptiste: “I have to reduce my original rating because one of the main (and very frustrating) problems this app has is when I am trying to sell options that I own during a rally of some sort (like today), this is when your app coincidentally has this 'random' delay where it doesn't quite crash, but it stalls/delays long enough for prices to drop/rally disappear and coincidentally starts to function normally again once the opportunity is gone, thus losing potential cash due to app delays. Very frustrating.” – 2/5 in Play Store

✨ Read more: app for budgeting

5. Money Manager Expense & Budget

Money Manager Expense & Budget Icon

Double entry accounting, Budget and expense management

Money Manager Expense & Budget is the leading personal finance and expense tracking app, trusted by millions worldwide. It empowers you to take control of your finances, create budgets, track expenses, and achieve your financial goals. With its intuitive interface and powerful features, Money Manager makes money management a breeze. Whether you're looking to save for a down payment, pay off debt, or simply get a handle on your spending, Money Manager is the perfect tool to help you succeed.

Download: Android, iOS

Money Manager Expense & Budget - Double entry accounting, Budget and expense management
  • Tags:
  • Double-entry bookkeeping
  • Budget and expense manager
  • Personal asset management

Application information:

Comments and Reviews from users:

Medhanie Michael: “This is a fantastic app. It keeps record for your income and expenses very well. You can see your daily, weekly, monthly, and yearly financial record. I wish it displayed your income vs expense in graphic as well. As of right now you can see your expanses or income in graphic, but one is not able to see a combination of both in one general graph. Other than that, it is fantastic.” – 4/5 in Play Store

Prism Kite (Valerie): “This is the best dark background financial app I've found. I've had a few weird glitches but overall, this is a pretty reliable app. There's an automated backups in the settings. Supposedly there's a way to connect to your laptop or log in to the app on the laptop / desktop. I need to review how to do it. They do need to expand their help section. But, I heartily will testify that the paid version is totally worth it.” – 5/5 in Play Store

✨ Read more: app to buy stocks

6. Acorns

Acorns Icon

Automatic micro-investing, Round-ups to the nearest dollar


Cost: Acorns Personal (Free), Acorns Family ($30/year)

Acorns is a mobile app that helps you save and invest your money. It's designed to be easy to use, even for beginners. Acorns rounds up your spare change on purchases and invests it in a diversified portfolio of stocks and bonds. You can also set up recurring investments and choose from a variety of investment options. Acorns makes it easy to save and invest for your future, even if you don't have a lot of money to start with.

Download: Android, iOS

Acorns - Automatic micro-investing, Round-ups to the nearest dollar
  • Tags:
  • Automated investing
  • Round-Ups® feature
  • Personalized portfolios

Application information:

Downloads 11,245,194
Features Acorns is an investing app that helps you save and invest your spare change.
Pros Acorns is a great way to start investing, even if you don't have a lot of money.
Cons Acorns charges a monthly fee, which can add up over time.

Comments and Reviews from users:

Ian Adams: “The investment piece is a nice bonus but really I just use it to set aside some extra cash. Having it round up every swipe of the card makes it easy to set aside cash. In addition to hopefully making a few bucks from the investments. It's great for short term savings of small amount. Few hundred bucks usually. Ive no intention of saving long term so can't speak to that.” – 5/5 in Play Store

Victoria W.: “The idea is good but the implementation is weird. It rubs me the wrong way that when a purchase is an exact dollar amount, it rounds up to the next dollar instead of letting it be. You can't just invest the round ups, it also requires a fixed contribution per week, which is not as explained. You can't customize your stocks without premium, which is even more money. It's not streamlined. Sad most "bank" apps try to sell you something without basic controls you would expect.” – 3/5 in Play Store

7. Rocket Money

Rocket Money Icon

Track net worth, Cancel subscriptions, Negotiate lower bills


Cost: Free, Premium (9.99)

Rocket Money is a personal finance app that helps you save money by managing your subscriptions, lowering your bills, tracking your expenses, and creating budgets. It's available on both iOS and Android devices. The app has been downloaded over 8 million times and has a 4.5-star rating on the App Store and Google Play. Rocket Money is free to use, but there is a premium subscription that gives you access to additional features, such as credit monitoring and identity theft protection.

Download: Android, iOS

Rocket Money - Track net worth, Cancel subscriptions, Negotiate lower bills
  • Tags:
  • Net worth tracking
  • Subscription management
  • Bill negotiation

Application information:

Downloads 8,735,985
Features Manage and cancel subscriptions, lower bills, track expenses, create budgets, and get personalized financial advice.
Pros Helps you save money, easy to use, and provides personalized financial advice.
Cons May not be able to connect to all of your financial accounts, and some features are only available with a paid subscription.

Comments and Reviews from users:

Susan Hogue: “Great Money Manager for those of us who don't have very much money. It sneaks $10 out of my account weekly. I don't notice the difference, and I save money (even if it's not very much). I also find it useful to know which bills will be paid from my account in the next 7 days. And I love that it cancels subscriptions for me. Definitely worth the $5/month.” – 5/5 in Play Store

Megan beane: “I love this app. It's great as a free app and the options for premium are fantastic. The way they have it set up with multiple options for what you need is really helpful and nice not to have to pay for things you don't need! Highly recommend this app if you need a budgeting app or even just somewhere to check what bills and when they are coming up :)” – 5/5 in Play Store

8. Money Lover

Money Lover Icon

Expense Tracking, Budget Planning, Sync Across Devices


Cost: Free, Premium (4.99)

Money Lover is a mobile budgeting app that helps you track your income and expenses, create budgets, and save money. It offers features such as automatic transaction import, expense categorization, customizable budgeting templates, and financial reports. With Money Lover, you can easily see where your money is going and make informed decisions about your spending. The app is user-friendly and available for both iOS and Android devices. Whether you're looking to save for a down payment on a house, pay off debt, or simply get your finances in order, Money Lover can help you achieve your financial goals.

Download: Android, iOS

Money Lover - Expense Tracking, Budget Planning, Sync Across Devices
  • Tags:
  • Expense Tracking
  • Budget Planning
  • Seamless Syncing

Application information:

Downloads 7,893,828
Features Money Lover is a comprehensive personal finance manager app that helps you track your income, expenses, budgets, and investments. It offers features such as automatic transaction import, expense categorization, budgeting tools, savings goals, and investment tracking.
Pros Easy to use, feature-rich, helps manage finances effectively.
Cons Free version has limited features, may require a subscription for full functionality.

Comments and Reviews from users:

A Google user: “Love this app so far! I just downloaded this app yesterday after trying to find a "near" perfect budgeting tool and I finally found it! Pros: very aesthetically pleasing, easy to use/intuitive, multiple device syncing app, has a usable free version. Cons: No support for auto-syncing American Bank statements, no ability to set budgets across all wallets/accounts(redundant), bills do not sync across devices. Would love to see some of the future updates solve some of these cons!” – 4/5 in Play Store

A Google user: “I switched from the iPhone and was looking for a good, easy to use budget phone app. I downloaded about ten, and I liked this one the most so I bought premium, and while at first there were a few bugs, I worked past that and have found the app is extremely useful in tracking my finances. Update: still using it as of 8/6/19 and still loving it! I recommend it to everyone. Every week I do my budget and put it in here.” – 5/5 in Play Store

9. SoFi

SoFi Icon

Up to $1000 in free stock, Earn up to 4.60% APY, Invest in popular financial assets


Cost: SoFi Checking (Free), SoFi Checking Premium ($10/month)

SoFi is a mobile banking app that offers a range of financial products and services, including high-yield savings accounts, checking accounts, and personal loans. SoFi's savings account currently offers an APY of 4.60%, which is one of the highest rates available from any bank or credit union. SoFi also offers a number of features to help you save money, such as automatic savings and round-ups. The app is easy to use and navigate, and it provides a variety of tools and resources to help you manage your finances.

Download: Android, iOS

SoFi - Up to $1000 in free stock, Earn up to 4.60% APY, Invest in popular financial assets
  • Tags:
  • Up to $1000 free stock
  • High-yield checking and savings
  • No account fees

Application information:

Downloads 3,685,033
Features SoFi offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and investing.
Pros High APY on checking and savings accounts, no account fees, easy-to-use mobile app.
Cons Some features may require a subscription, not all products are available to all customers, customer service can be slow at times.

Comments and Reviews from users:

Tim Stasko: “Sofi seemed very attractive with it's high yield offers and connections through relay. Little apprehensive at first. My dad used it, loved it and told me to give it a try. So I gave it a try. What I mentioned above was accurate, but also add in ease of use and all in one banking. Switched from a chain bank and I never want to go back! Would love to do marketing for this platform, as it would be easy to sell!” – 5/5 in Play Store

Adam SmokesAndBarrels: “Overall the app does what it needs to. Been with SoFi since the very beginning, but lately it's getting more pushy for advertising. As someone who's finally debt free, the last thing I want are pushy offers to get back into it. App has other irritations, like back button going to a different tab, not just back to the previous screen. Saving an Autopilot change collapses the menu every time, etc. Edit: Vaults no longer alphabetical on Android. Fix this!!!” – 3/5 in Play Store

10. EveryDollar

EveryDollar Icon

Simple budget setup, Real-time spending tracking, All accounts in one view


Cost: Free, Plus (99)

EveryDollar is a budgeting app designed to help you manage your finances and stay on track with your financial goals. It is based on the zero-based budgeting method, which means that every dollar you earn is assigned to a specific category, such as housing, food, or entertainment. The app allows you to create custom budgets, track expenses, plan for future expenses, and monitor your progress towards your financial goals. EveryDollar also offers a number of helpful features, such as the ability to connect your bank accounts, set up automatic transfers, and receive personalized recommendations.

Download: Android, iOS

EveryDollar - Simple budget setup, Real-time spending tracking, All accounts in one view
  • Tags:
  • Budget Tracking
  • Expense Monitoring
  • Financial Planning

Application information:

Downloads 3,411,193
Features EveryDollar helps you create custom budgets, track your expenses, plan your spending, and keep up with your finances.
Pros Easy to use, helps you create a budget, track your expenses, and plan your spending.
Cons Can be difficult to link all of your financial accounts, may not be suitable for complex financial situations.

Comments and Reviews from users:

Krysta Carroll: “I really love this app & it helps me so much that I can actually justify paying for the premium verison. However, I really wish it was more user-friendly. Tracking when money goes into funds and account transfers... it's kind of a mess. The app glitches, tooand I have to close it a lot. I also wish I could track pending transactions where they're going to go. Setting up the next month is also a pain in the butt! I'm constantly having to redo it and start over. Super annoying and time consuming.” – 3/5 in Play Store

Mickey D: “Too many glitches. It seems it's always something, but today it's the month and year tab where you can check on one month to the other. It won't open so that I can work on June's buget. The other issue today is the right side of my screen. For instance.....let's say you budget 20.95 for an expense. It'll show $20.9 Please fix it!” – 2/5 in Play Store

11. YNAB

YNAB Icon

Budgeting made simple, Track spending effortlessly


Cost: YNAB Free, YNAB Premium (6.99)

YNAB (You Need A Budget) is a mobile budgeting app that helps users take control of their finances. It uses a zero-based budgeting system, which means that every dollar earned is assigned to a specific category, such as rent, groceries, or savings. This helps users to track their spending, stay within their budget, and reach their financial goals faster. YNAB also offers features such as automatic syncing, bank account integration, and customizable reports. With its user-friendly interface and powerful budgeting tools, YNAB is a great choice for anyone looking to improve their financial habits and achieve financial freedom.

Download: Android, iOS

YNAB - Budgeting made simple, Track spending effortlessly
  • Tags:
  • Budgeting Simplified
  • Easy Spending Tracking
  • Debt Reduction Tools

Application information:

Downloads 2,570,776
Features YNAB helps you create a budget, track your spending, and reach your financial goals. It's simple to use and helps you take control of your money.
Pros Easy to use, helps you create a budget, track spending, reach financial goals.
Cons Can be time-consuming to set up and maintain, may not be suitable for everyone. Can be difficult to stick to the budget.

Comments and Reviews from users:

Jessi David: “Great concept, mediocre execution. The app and website honestly are way behind the times based on features, so you're not paying for anything special except permission to use the concept. 🤷🏼‍♀️ I like the concept but I won't be renewing unless they catch up with their app and website. At least make it easier to use and have all features transferred seamlessly. The app is more difficult to use than necessary.” – 3/5 in Play Store

Ted Kunhardt: “It takes some getting used to, but I wouldn't use ANY other budgeting app. It's impossible to go over budget with the methodology. Everything syncs and rolls up clean (even if you don't understand why at first). Makes you think about money differently. I believe the methodology is rooted in double entry accounting, but it's woven into how the app calculates your transactions and presents the money you have left. Fantastic!” – 5/5 in Play Store

12. Oportun

Oportun Icon

Saves without thinking, Personalized savings goals


Cost: Basic (Free), Premium ($9.99/month)

Oportun is a mobile banking app that helps users build savings and track their loans. It offers a range of features to help users manage their finances, including a savings account, a checking account, and a debit card. Oportun also offers financial education resources and tools to help users improve their financial literacy. The app is available for free on iOS and Android devices.

Download: Android, iOS

Oportun - Saves without thinking, Personalized savings goals
  • Tags:
  • Personalized savings goals
  • Rainy Day Fund savings
  • Automatic savings transfers

Application information:

Downloads 2,303,446
Features Manage your Oportun account, check your balance, make payments, and build savings.
Pros Easy to use, helps you build savings, and track your loan.
Cons Only available to Oportun customers, may not be the best option for everyone.

Comments and Reviews from users:

rob s: “Simple, and straightforward. I like how their bills section saves a month out and is great for those who need a way to set aside for fixed expenses without having to worry that you might eat into it with daily spending. I like the auto save for goals as well. Update Jan 2024, App crashes when attempting to add new bills. No response from support when emailed.” – 2/5 in Play Store

Lilly Pearson: “Edit- I reinstalled after a few years and its soo much better!! If you need an app to save money and then forget about it, this is the one. I loved this app for a while, for about 8 months it worked perfectly. then all of a sudden the past week or so it keeps disconnecting my account. I've had to transfer EVERYTHING that was saved in digit back and forth 3 times and its a pain. I dont know why it keeps disconnecting my account but its gotten to a point where I'm just uninstalling the app” – 5/5 in Play Store

13. NerdWallet

NerdWallet Icon

Track all accounts, Monitor credit score, Get personalized tips


Cost: NerdWallet: Monitor Credit & Manage Bills (Free), NerdWallet Premium ($9.99/month)

NerdWallet is a comprehensive personal finance app that empowers users to make smart financial decisions. With its user-friendly interface and personalized recommendations, NerdWallet helps users track their spending, create budgets, monitor their credit, and explore personalized financial products that align with their goals. Whether you're looking to save money, improve your credit score, or plan for the future, NerdWallet provides the tools and guidance you need to achieve your financial aspirations.

Download: Android, iOS

NerdWallet - Track all accounts, Monitor credit score, Get personalized tips
  • Tags:
  • Budget Tracking
  • Expense Monitoring
  • Credit Score Insights

Application information:

Comments and Reviews from users:

Jeff Baker: “Lots of broken features (filtering when clicking through their pre-built graphs just flat out doesn't work) and limited options for reporting. Cluttered and unintuitive UI that seems to have been built by someone with ADHD. Misleading information around credit scores (When is it a bad thing to pay your credit card on time?). But since Mint shut down, I guess it's better than nothing?” – 2/5 in Play Store

Daniel Palmer: “This is just a worse version of mint. I can't sync my chase mortgage and chase credit card - it's only one or the other. I don't need my credit score, but it's everywhere in the app so they can sell you stuff. All I really want is a hub for my transactions but they hide that in sub menus so they can summarize everything.” – 3/5 in Play Store

14. Qapital

Qapital Icon

Automatic savings, Personalized goals, Behavioral science


Cost: Free, Plus (3)

Qapital is a mobile app that helps users save money automatically. It connects to your bank account and lets you set up rules for saving, such as rounding up purchases to the nearest dollar or saving a percentage of your income. Qapital also offers investment options, allowing you to grow your savings over time. The app is user-friendly and has a variety of features to help you reach your financial goals.

Download: Android, iOS

Qapital - Automatic savings, Personalized goals, Behavioral science
  • Tags:
  • Automatic savings
  • Personalized goals
  • Behavioral science

Application information:

Downloads 966558
Features Automatically save, invest and budget your money by setting custom rules.
Pros User-friendly interface, automatic savings and investment features.
Cons Limited investment options, monthly subscription fee, not available in all countries.

Comments and Reviews from users:

A Google user: “Works as advertised. I wish I could just have it deposit a set amount every x number of days/weeks instead of making everything a % of my paycheck. I also don't see any consistency in the deposit frequency. I submitted a ticket and they told me it deposits 4x a week but for me it just deposits on a random day every week, and sometimes doesn't deposit for two weeks even with a pending balance. I think they aimed for "user friendy" and landed on "opaque," but it's still a great app.” – 4/5 in Play Store

A Google user: “I LOVE this app!!! It's really easy to use. It has the ability to set saving rules. Such as, $1/day, where it will automatically set aside $1 from the account you have set up, and put it in your Qapital savings account. There is also a roundup feature where it rounds the remainder of each expenditure from your linked card, and automatically stores that in your Qapital savings account. I've had this app for just 3 weeks, and I've saved $150 without even realizing it!” – 5/5 in Play Store

15. Betterment Invest & Save Money

Betterment Invest & Save Money Icon

Robo advisor, $10 minimum, No account fees


Cost: Free (0.00), Premium (99.00)

Betterment Invest & Save Money is a mobile app that helps users invest and save money. It offers a variety of features, including automated investing, personalized financial advice, and access to a team of financial experts. The app is designed to make investing and saving money easy and accessible for everyone, regardless of their financial experience. With Betterment, users can set financial goals, track their progress, and make informed investment decisions. The app also offers a variety of educational resources to help users learn about investing and personal finance.

Download: Android, iOS

Betterment Invest & Save Money - Robo advisor, $10 minimum, No account fees
  • Tags:
  • Robo-advisor
  • Personalized experience
  • Low minimum investment

Application information:

App Name Betterment Invest & Save Money
Downloads 885777
Features Manage your investments and cash accounts in one place, with personalized advice and automatic portfolio rebalancing.
Pros Easy to use, low fees, personalized advice.
Cons May not be suitable for experienced investors, limited investment options compared to some other platforms.

Comments and Reviews from users:

Brandon Frye: “App is so confusing. The layout is cluttered and disorganized. Not to mention the difficulty in transferring funds between your checking and Cash Reserve accounts. You can transfer money to the other account by going to either account, and selecting "transfer". You can also go to that account and there's a "deposit" option, which does the same thing. So... 3 ways to do the same task. But only for certain tasks. Otherwise the app is stable and works as designed. The design just needs tweaking.” – 3/5 in Play Store

Lindsay Johnson: “Nice app, easy to use. I don't like that you can see my app screen when I am switching between apps. My mint app, for example, shows a white screen when I navigate away from it. Betterment needs me to put in a password to access the app again, but I can read the screen and see everything before I out the password in when I navigate back to it (if thdt makes sense?) Would prefer it to go blank.” – 3/5 in Play Store

16. Savings Goal

Savings Goal Icon

Unlimited goal setting, Image motivation, Automatic savings calculation


Cost: Free, Premium (4.99)

Savings Goal is a mobile app designed to help users create and manage their savings goals. The app allows users to set up multiple savings goals, track their progress, and receive reminders to stay on track. Savings Goal also offers a variety of features to help users save money, such as a budgeting tool, a savings calculator, and tips on how to save money. The app is available for free on iOS and Android devices.

Download: Android, iOS

Savings Goal - Unlimited goal setting, Image motivation, Automatic savings calculation
  • Tags:
  • Goal Tracking
  • Savings Planner
  • Progress Visualization

Application information:

Downloads 628758
Features Plan and Manage Your Savings Goals Easily & Establish The Habit Of Saving Money
Pros Easy to use, Helps you stay motivated, Tracks your progress
Cons Not as many features as some other savings apps, Can be difficult to stick to your goals, May not be suitable for everyone

Comments and Reviews from users:

A Google user: “Update: I was incorrect; you can move and organize your goals. Thank you Development for showing me how!! Best app ever! Overall, it is absolutely fantastic!! I love how simple and easy to use it is (not to mention, free!!). The only real "gripe" I have is you can't organize your goals. You can't move them or rearrange them in any way. Any time you enter a new savings goal it automatically puts it on top. Even if you set a date out later than another goal it still won't move.” – 5/5 in Play Store

A Google user: “I have the premium version just to support the developer. I like the cleanliness and simplicity of the app. The information on the dashboard is everything I need (but I would prefer "goal" on the left and "remaining" on the right). Records are perfect. Developer, I was pleasantly surprised to find that you are from Malaysia. I too am from KL but have lived in the U.S. for 40 years. Thanks for a nice app.” – 5/5 in Play Store

17. Savings Tracker

Savings Tracker Icon

Set saving goals, Receive reminders, Track progress


Cost: Savings Tracker (Free), Savings Tracker Pro ($4.99)

Savings Tracker is the leading money management and savings tracker app that helps you reach your financial goals. With Savings Tracker, you can easily track your income and expenses, set savings goals, and monitor your progress. The app also offers personalized insights and tips to help you save more money. Whether you're looking to save for a down payment on a house, a new car, or retirement, Savings Tracker can help you achieve your financial dreams.

Download: Android, iOS

Savings Tracker - Set saving goals, Receive reminders, Track progress
  • Tags:
  • Easy Money Tracking
  • Reminders to Save
  • Simple Financial Planner

Application information:

Downloads 169768
Features Manage money, track savings, set goals, get personalized insights, and earn rewards for saving.
Pros User-friendly interface, robust features, personalized insights, rewards for saving.
Cons May not be suitable for complex financial management, limited budgeting features, some users have reported occasional bugs.

Comments and Reviews from users:

A Google user: “Really good for visualising future goals. An update suggestion: 1. Please make an option to sort the goals by amount, alphabetical etc. 2. Please offer customisation options in regards to colors on the widgets and goals on app. 3. Please offer option to move goals up and down as we like. I've never written a review but I believe this app has potential. Thank you.” – 5/5 in Play Store

A Google user: “Easy to use, very useful features and GORGEOUS to look at! It's making saving really enjoyable. I love the way it works and that it shows progress in percentages - so helpful! I'm so glad this app exists! Much nicer than other app options and no ads is so refreshing. I'm recommending to friends. Thank you! Just paid the £1.39 to support you. I won't change a thing on the app. It's perfect! I really appreciate you👍🏻” – 5/5 in Play Store

18. SavePal

SavePal Icon

Unlimited goals, Easy money saving, Savings progress tracker


Cost: SavePal Free, SavePal Pro (4.99)

SavePal is a mobile app that helps you keep track of your savings and stay motivated to reach your financial goals. It offers a simple and user-friendly interface that allows you to easily add and track your savings, set goals, and view your progress over time. With SavePal, you can also connect with friends and family to share your savings journey and get support. Whether you're looking to save for a down payment on a house, a new car, or a dream vacation, SavePal can help you stay on track and achieve your financial goals faster.

Download: Android, iOS

SavePal - Unlimited goals, Easy money saving, Savings progress tracker
  • Tags:
  • Easy savings tracking
  • Unlimited savings goals
  • Progress Visualization

Application information:

Downloads 156166
Features Keep track of your savings, set savings goals, earn rewards for saving money, and get motivated to achieve your financial goals.
Pros Easy to use, visually appealing, and helps users stay motivated to save money.
Cons Limited features compared to some other budgeting apps, occasional bugs, and not suitable for complex financial planning.

Comments and Reviews from users:

A Google user: “Simple to use and I love it. Unfortunately you can't remove money from savings which is likely to happen for many of us. One of my savings is for house items whilst the other is gifts so obviously a high chance I will spend some throughout the period... then stats will be wrong...” – 4/5 in Play Store

A Google user: “A really easy to use app that allows you to keep track of your savings. Organising your savings goals into categories and then dating them makes keeping on top of what you need to save so much simpler. There are two things that stops this app being 5* for me. In the stat's progress tab, there isn't a total remaining to save of all your goals. Also even though I paid for the premium app, I would still love the option of choosing my own theme colours or there being more of an option.” – 4/5 in Play Store

19. Monarch

Monarch Icon

Customizable money dashboard, Track bills and expenses


Cost: Free (0.00), Premium (34.99)

Monarch is a mobile app that helps you track your spending, net worth, and investments. It's designed to help you achieve your financial goals, whether that's saving for a down payment on a house, retiring early, or simply getting out of debt. Monarch is easy to use and integrates with your bank accounts and investment accounts. It also offers personalized insights and recommendations to help you make better financial decisions.

Download: Android, iOS

Monarch - Customizable money dashboard, Track bills and expenses
  • Tags:
  • Budgeting Made Easy
  • Personalized Money Management
  • Achieve Financial Goals

Application information:

Downloads 127484
Features Track spending, net worth, and investments in one place; Set financial goals and track progress; Get personalized insights and recommendations.
Pros Easy to use; Comprehensive tracking features; Personalized insights.
Cons Some features may require a paid subscription; May not be suitable for complex financial situations; Limited customization options.

Comments and Reviews from users:

Namrata Arora: “Migrating from Mint. Web version works fine, but I've been unable to log in even once on the app. The login UX is not workable for my Pixel 3. The password field is hidden by the virtual keyboard, so you can't really see the characters as you are typing, and it invariably throws an error with login. Very poor experience as the app is unusable for me right now. For a paid product, if the app is downloadable on my device and has been updated to the latest version, I would expect it to work.” – 2/5 in Play Store

Matt Magliozzi: “I really like Monarch but on two separate occasions I've discovered numerous missing transactions. Deleting and relinking the accounts fixed the issues temporarily, but that's a deal breaker for me. I haven't had that issue with another (significantly less expensive) app. Even if it means I'll have slightly less granularity in certain aspects of that other app as compared to Monarch, at least I'll have all transactions imported properly.” – 3/5 in Play Store

20. JamJars

JamJars Icon

Real-time collaboration, Simple and intuitive, Visualise your savings


Cost: Free, Pro (19.99)

JamJars is a mobile app designed to help users save money and manage their finances. It allows users to create multiple "jars" for different savings goals, such as a vacation, a down payment on a house, or an emergency fund. Users can then add money to their jars manually or set up automatic transfers from their checking account. JamJars also offers a variety of features to help users track their progress and stay motivated, such as progress bars, graphs, and reminders. With its user-friendly interface and helpful features, JamJars is a great tool for anyone looking to save money and achieve their financial goals.

Download: Android, iOS

JamJars - Real-time collaboration, Simple and intuitive, Visualise your savings
  • Tags:
  • Real-time collaboration
  • Debt tracking
  • Visual progress tracking

Application information:

Downloads 116494
Features Organize your savings and manage your money with customizable jars and automatic transfers.
Pros Easy to use, helps save money, visually appealing.
Cons May not be suitable for complex financial situations, limited budgeting features.

Comments and Reviews from users:

Krystelle Calijan: “I'm just starting my financial journey (for real this time), and I'm really happy that I found this app! The design is simple and cute — I esp love the colors and how they change when I switch from light to dark mode. I like seeing the animated jar waves go up as I reach my goals — the visualization helps me save even more. Thank you so much for this app, I might upgrade soon!” – 5/5 in Play Store

Mi Yah: “I really live the app! It is really helpful to track my savings and such, and looks soooo cute! But I hope the widgets will look prettier in the next update, as well as putting lighter or darker color shades, so that the widget can blend up with my phone's theme/wallpaper. But overall, I love it! (I'd change the ratings if they did my request)” – 4/5 in Play Store